Study in Singapore Cost Breakdown 2026: Tuition, Living & Visa Fees

Global Ed

April 24, 2026

Summary
The cost to study in Singapore for Indian students ranges from ₹23,28,330 (SGD 31,744) to ₹64,01,521 (SGD 87,249) per year, covering tuition, living expenses, and visa fees. Living costs average SGD 1,263 per month, and a Singapore student pass costs SGD 120. Even though tuition fees can range from SGD 16,742 to SGD 91,250, the MOE Tuition Grant can reduce fees by almost half in exchange for a 3-year work bond in Singapore.

Indian students are choosing Singapore more than ever. It’s not just about being close to home. The entire experience simply makes sense.

You get into top-ranked universities, study in a system that focuses on real skills, and live in a city that is easy to settle into. And when you graduate, you step into a job market that values what you’ve learned.

That’s why studying and living in Singapore feels practical.

But let’s be real for a second. Before anything else, the biggest question is: How much does it actually cost to study in Singapore for Indian students?
Tuition fees can vary a lot. The cost of living in Singapore for students depends on how you manage your lifestyle. And things like accommodation and student visa costs often get ignored until the last minute.

Let’s check out all you need to know about the cost to study in Singapore.

In this blog, you will read about:

Singapore Tuition Fees in INR
- Public Universities: Singapore University Fees for International Students
  - NUS tuition fees for International Students
  - NTU Singapore Tuition Fees
- Singapore Private University Fees
Intakes in Singapore universities
Cost of Living in Singapore for Students in 2026
What is the Average Cost of Living in Singapore for Students?
Singapore Student Visa Cost
Singapore Student Pass SOLAR Process
What Documents Are Needed for Singapore Student Visa?
Financial Aid To Study in Singapore 2026
Frequently Asked Questions (FAQs)
Conclusion

Singapore Tuition Fees in INR

The cost to study in Singapore for the 2026 intake generally starts around $14,400 (₹13,53,707) annual tuition fee for subsidized programs, but can go much higher depending on your course and university.

Public Universities: Singapore University Fees for International Students

These are government-funded institutions, which means they come with that prestigious reputation and the possibility of tuition grants. Let’s check out the tuition fees of the two main public universities in Singapore:

NUS Tuition Fees for International Students

NUS is Singapore’s oldest and most prestigious university. Despite the reputation, it’s more affordable than you’d expect for a top-10 global university.

Course	Fee
Business	SGD 33,400
Computing	SGD 39,700
Humanities and Sciences	SGD 36,650
Law	SGD 44,450
Nursing	SGD 38,750
Pharmacy	SGD 43,050

Please note that the above-mentioned figures are for undergraduate programs.
For postgraduate programs, the tuition fee increases significantly. For example, a Master’s in Design from NUS’s Division of Industrial Design costs SGD 54,500 for the entire program (inclusive of GST).

NTU Singapore Tuition Fees

Indian students can expect to pay about SGD 36,350 to SGD 40,600 for most programs. Have a look at the exact fee of some courses:

Subject	Fee
Accountancy/ Business/ Computer Engineering	SGD 45,600
Medicine	SGD 91,250
Renaissance Engineering Programme	SGD 32,000

Singapore Private University Fees

Private institutions often partner with top universities from the UK or Australia. They are perfect if you want a faster degree (some finish in 2 years!) or if you want an with affordable living costs in Singapore.
Now, let’s Singapore private university fees charged by the main institutions:

University	Tuition Fee
James Cook University	SGD 42,379.20 – SGD 71,678.40
SP Jain MBA Cost in Singapore	SGD 54,139.58
PSB Academy MBA Cost in Singapore	SGD 16,742
Lasalle College of Arts (BA Honours Fee)	SGD 30,380
Raffles College of Higher Education (Graphic Design)	SGD 16,200

Intakes in Singapore Universities

Timing is everything when it comes to Singapore’s education system. Check out when to apply:

Intake	Application Deadline	Best For
August	Oct – Jan (Previous Year)	Students eyeing top-ranked universities in Singapore
January	July – Sept (Previous Year)	Postgraduates or those who missed the August cycle.

Even though public universities have strict annual windows, private institutions offer much more flexibility. There’s a rolling intake for students who wish to pursue private diploma courses.

Cost of Living in Singapore for Students in 2026

When students think about studying and living in Singapore, this is the part that feels confusing at first. Tuition is fixed. But living costs? That depends on how you live.
Here’s a rough estimate of how much you can expect to spend under each head:

Accommodation Cost for Singapore Students

This is where most of your money goes. And also where you can save smartly.
In Singapore, you have two main options:

On-Campus Accommodation (Student Hostels): Cheapest Accommodation for Students in Singapore

Monthly Cost: SGD 565
If you’re someone who wants convenience, this is the easiest choice.
University hostels are located inside or very close to campus. Students love them because:

You’re always close to classes (no rushing in the morning)
Strengthen bonds between peers and use them for networking
Safer and more structured environment
Utilities are often included

Personalized Tip

Demand is huge. You have to apply early, and sometimes it’s a bit like a lottery.

Off-Campus Accommodation (Shared Apartments / Rentals): Most Flexible Option For Students

Monthly Cost: SGD 550
This gives you more freedom. And honestly, a more authentic Singapore experience.
You can choose your area and roommates, and you get more space compared to hostels. Check out some of the most popular off-campus accommodation options in Singapore:

HDB Flats: Most students rent a room in a Government Housing (HDB) flat, as it’s cheaper than other private accommodation options.
Condominiums: If you’re feeling fancy and want a gym and a pool, condos are the way to go. But it will cost a lot more.
Co-living Spaces: These are fully furnished rooms in stylish apartments with utilities and WiFi included. Perfect if you don’t want the headache of setting up bills. It’s a big trend in 2026!

Personalized Tip

Areas a bit away from the city center are cheaper and still just 20-30 minutes from major universities in Singapore.

Food in Singapore

The best part of studying and living in Singapore is the food! Luckily, you don’t have to spend a lot to eat well.
Most students eat at hawker centres. These are clean, affordable food courts found all across the city. A full meal usually costs around SGD 4 to SGD 7. And yes, you’ll easily find Indian food too.
But to keep everything cost-effective, it’s better to cook at home. Expect to spend about SGD 250 to SGD 400 per month on food.

Utility

Now let’s talk utilities. If you’re in a hostel, this is usually included. But if you stay off-campus, you’ll share costs like electricity, water, and internet. Allocate about SGD 137 for it.

Transportation Cost To Study in Singapore

Getting around Singapore is honestly one of the easiest parts of student life. The MRT (metro) and buses are super fast, clean, and always on time. You don’t need a bike or a car here.
And guess what? If you’re a heavy commuter, you can also apply for a Monthly Concession Pass (MCP):

Mode of Travel	Cost
Bus	SGD 55.50
Train	SGD 48
Both	SGD 81

Other Expenses

Apart from these big bills, make sure that you also save money for other miscellaneous expenses like:

Expense	Cost
Entertainment	SGD 58
Clothes	SGD 53
Monthly Fitness Club Membership	SGD 134

What is the Average Cost of Living in Singapore for Students?

Here’s an overview of the cost of living in Singapore:

Expense Type	Cost Per Month
Accommodation	SGD 550 – SGD 565
Food	SGD 250 – SGD 400
Utility	SGD 137
Travel Pass	SGD 81
Entertainment	SGD 58
Clothes	SGD 53
Monthly Fitness Club Membership	SGD 134
TOTAL	SGD 1,263

Singapore Student Visa Cost

Good news first. Your student visa for Singapore is not expensive at all compared to other study abroad destinations.
Here’s exactly what you should pay under each head:

Processing Fee

Fee: SGD 30
This is what you pay when you first submit your application through the SOLAR system. It’s non-refundable. The payment should be made during the online application (usually after your university registers you in the system).

Issuance Fee

Fee: SGD 60
You pay this when your application is successful and you’re completing the final formalities to collect your Student Pass.

Multiple-Entry Visa Fee

Fee: SGD 30
If your country requires a visa to enter Singapore (and yes, Indian passport holders fall into this category), there’s an additional SGD 30 fee for the multiple-entry visa.

That brings the total to:

Type	Fee
Processing Fee	SGD 30
Issuance Fee	SGD 60
Multiple-Entry Visa Fee	SGD 30
TOTAL	SGD 120

Other Hidden Costs

Singapore student visa costs SGD 120. But there are a few other things you’ll need to budget for before you can hold that shiny Student Pass in your hands.

Medical Examination

ICA requires all international students to undergo a medical check-up to ensure you’re in good health. You can do this either in your home country or after arriving in Singapore.
If you choose to do it in Singapore (which many students do because it’s quick and convenient), here’s what to expect:

Service	Price
Basic HIV & Clinical Examination	SGD 30
HIV + Chest X-Ray + Clinical	SGD 50
Comprehensive Package	SGD 75

Source: ATA Medical

English Language Tests

Most Singapore universities require proof of English proficiency from international students. Here’s what the major tests cost in 2026:

Test	Fee
IELTS	₹18,000
TOEFL	₹15,254
PTE Academic	₹18,900

Personal Tip
If you’re confident in your English skills, PTE is a great choice. Results come back SUPER fast (48 hours compared to 13 days for paper-based IELTS).

Insurance Fees

Every international student must have medical insurance to study in Singapore. But your university usually handles this for you.
Public universities usually include it as a part of the fee. But if you’re opting for private universities, prepare to pay something extra.
Take the case of Curtin Singapore University itself. You’re required to pay SGD 54.50 per study period as a medical insurance fee.

Singapore Student Pass SOLAR Process

The student visa in Singapore is called a Student Pass, and the entire process happens through something called the SOLAR system (Student’s Pass Online Application & Registration). Sounds technical, but it’s actually very smooth. Have a look at how it works:

Step 1: Your University Starts the Process

The process starts right when you get accepted by one of the universities in Singapore. The university will register you in the SOLAR system.

Personal Tip

Universities can only register you 2 to 3 months before your course starts, so don’t panic if it doesn’t happen immediately.

Step 2: Log into SOLAR and Fill eForm 16

Once you receive that application number via email, head to the ICA SOLAR website and log in using:

Your SOLAR application number
Your name (exactly as it appears on your passport)

Then, complete eForm 16, the main application form.

Step 3: Upload Documents And Pay Processing Fee

You’ll need to upload:

Passport bio-data page
Birth certificate (if applicable)
Academic certificates and transcripts
Financial proof

Then pay the processing fee of SGD 30.

Step 4: Wait for Approval: How Long Does Singapore Student Pass Take?

Processing time depends on your country. For Indians, the average timeline is just 3 days.

Step 5: Receive Your IPA Letter

Once approved, you’ll get an In-Principle Approval (IPA) letter. Your university will email it to you, or you can download it from SOLAR.
If you’re an Indian passport holder, your single-journey entry visa is automatically included in the IPA. You don’t need to apply separately!

Step 6: Complete Medical Check-Up

Before or after arriving in Singapore, you’ll need a medical exam, including an HIV test and a chest X-ray. You can do this:

In your home country (using ICA’s prescribed form)
In Singapore (at any registered clinic)

Step 7: Arrive in Singapore And Complete Formalities

Your IPA is usually valid for 30 days from entry . Once you’re in Singapore:

Pay the issuance fee of SGD 60 for the Student Pass + SGD 30 for the multiple-entry visa (for Indian nationals)
Book an appointment at ICA Services Centre (or attend off-site enrolment if your university arranges it)
Bring your documents, like an IPA letter, passport, medical report, photos, and payment receipts

Step 8: Collect Your Digital Student Pass

Since 2023, ICA has issued Student Passes in digital format only. You’ll receive an email from FileSG with instructions to retrieve your digital pass, which you can also view in the Singpass app after 3 working days.

What Documents Are Needed for Singapore Student Visa?

Getting your student visa in Singapore is smooth if you’re organized. Here’s a simple checklist of what you need:

Passport (must be valid for at least 6 months)
One passport-sized photo
SOLAR application number
eForm 16
Admission letter
Academic certificates
Bank statements for financial proof
Medical examination report
Medical form, signed by a registered doctor

Financial Aid To Study in Singapore 2026

Worried about the cost to study in Singapore? Don’t be! The Singaporean government, universities, and other organizations offer incredible support to ensure the best talent lands here. Check them out:

MOE Tuition Grant Singapore: What is the MOE Tuition Grant and How to Apply?

The MOE Tuition Grant is a massive subsidy from the Ministry of Education that covers a huge chunk of Singapore university fees for international students. But it comes with a major catch: you must work for a Singapore-based company for three years after graduation.
The process is simple and mostly handled by your university:

Accept your university offer letter.
Log in to your university’s enrolment portal. Find the Tuition Grant Option Form, fill it out, and submit a scanned copy along with the required documents.
Find two sureties. You need two people (of any nationality) to back your agreement.
MOE will schedule a signing period. You and your sureties sign online.

Personal Tip
Start looking for your two sureties early. They must be between 21 and 65 years old. They don’t need to be in Singapore; they can sign digitally from India. So, parents are totally fine!

Scholarships in Singapore for Indian Students

Singapore wants bright students like you. Many universities offer scholarships specifically for international students.
Here is a curated list of top scholarships and grants available specifically for you at some of the most popular Singaporean universities and private institutes:

Scholarship Name	Eligibility	Benefit
SINGA scholarship for Indian students	Graduates with good academic scores, passion for research, and English communication skills	Full tuition + Monthly stipend + Airfare
JCU Merit Scholarship	New international students at JCU Singapore. High academic achievers.	Up to SGD 20,000
SP Jain President’s Scholarship Award	Indian citizens who meet any of these two criteria: working in a leading company, graduated from a top institution, high entrance score test, or good academic records	$14,500
SIM GE Academic Excellence Scholarship	New international students with outstanding high school results and communication skills	Waives off 100% course fee
LASALLE Future Leader Scholarship	Students with impressive track record, engagement in the course field, and leadership skills	SGD 5,000 for first academic year

Education Loan for Singapore from India

Getting an education loan for Singapore is actually pretty straightforward. Indian banks love Singapore because it’s a top study destination. And guess what? Singapore is on the approved list for almost all major lenders.
Here’s how it works:

You take a loan before your course starts
The bank pays your university directly
You start repayment after your course ends

Now, let’s have a look at the interest rates of study abroad loans in India:

Bank	Amount	Interest Rate
SBI Global Ed-Vantage Study Abroad Loan	Up to ₹3 Crores	8.40% – 8.90%
HDFC Credilla Loan	No limit	9.95% – 11.25% (+1% – 1.5% ixed rate)
ICICI Education Loan	Up to ₹3 Crores	9.90% – 10.25%

Personal Tip
Don’t forget Section 80E of the Income Tax Act! You (or your parents) can claim a deduction on the entire interest paid on your education loan for up to 8 years. This effectively reduces your real interest rate by almost 2-3%!

How Much Does it Cost To Study in Singapore?

The average cost to study in Singapore ranges from ₹23,28,330 (SGD 31,744) to ₹64,01,521 (SGD 87,249), covering student visa cost, tuition fee, and living expenses. However, the MOE Tuition Grant can slash fees by almost half. If you take an education loan, expect to pay an extra ₹1.5 lakh to ₹3 lakh as interest charges over the repayment period.

Factor	Cost
Medical Checkup	₹3,669
Language Test Fee	₹15,254 – ₹18,000
Singapore Student Visa Cost	₹8,804
Tuition Fee	₹11,88,601 – ₹52,59,046
Annual Cost of Living	₹11,12,002
TOTAL	₹23,28,330 – ₹64,01,521

Exclusive Tips: How to Reduce Cost of Living in Singapore as Student?

Think studying and living in Singapore is costly? Well, it’s not. You just need to know how the system works. Check out some verified cost-saving tips to reduce the cost of living in Singapore for students:

Free Drinking Water Is Everywhere

Buying bottled water is pretty expensive. And boiling water? It may not feel like a big expense right now. But over time, it compounds, especially if you’re staying alone with no one to share the utility bill.
Luckily, you don’t have to do it here. According to the Singapore Kindness Movement, water dispensers are installed at:

All hawker centres
Parks
Bus interchanges
Some MRT stations

And it’s completely safe to use. Remember, Singapore is often named as one of the cleanest places in the world.
If you’re still concerned about hygiene, bring your own bottle. You can use sensor-based dispensers when available.
If it looks grimy? Just skip it. After all, it’s installed in every nook and corner.

Shop Groceries Wisely

Don’t make the mistake of doing all your shopping at the nearest supermarket. You need to categorise your needs to maximise every cent. Have a look at the two most popular grocery centres among students:

Mustafa Centre

For Indian students, the Mustafa Centre in Little India is your headquarters for bulk spices, dal, and hair care products. Prices here are often lower than those in local supermarkets for home essentials, especially for Indian products.

>Sheng Siong

For everything else, head to Sheng Siong after 9:00 PM. This is when the ‘Reduced to Clear’ stickers come out. You can often find fresh produce, sushi packs, and rotisserie‑style items at 30-50% off, sometimes more on high‑stock days.
Fun Fact
Always keep your Sheng Siong receipts. They’re used for entries into the televised Sheng Siong Show, a lottery where lucky receipt numbers can win big prizes (sometimes large enough to cover a month’s rent, though most wins are much smaller).

Early Bird Transport Advantage

Transportation is cheap in Singapore, but you can make it almost negligible if you’re smart about your schedule. Singapore’s transport system is designed to manage peak-hour crowds by rewarding early travellers.
So, try to tap into any MRT station before 7:45 AM on weekdays. The system automatically deducts SGD 0.50 from your fare.
If you have a 9:00 AM lecture and choose to head to the campus library early to study, you save roughly SGD 10 – SGD 12 a month. While that sounds small, it covers your mobile data plan or three meals at a hawker centre.
Personal Tip
Pair this with the SimplyGo App. Link your student concession card to the app to track every cent. If a bus reader glitches and overcharges you, you can file a “claim” instantly through the app to get a refund.

Open Bank Accounts with Student Benefits

Opening a bank account in Singapore is pretty easy with your Student Pass and passport. These banks roll out the red carpet with no/low fees, free transfers, high interest, and student perks like cashback or easy remittances.

Bank	Benefit For Students
DBS Bank	Free account opening, no min balance for students, free overseas transfers/remittances, and debit card perks
OCBC FRANK Account	No initial deposit or annual fees
HSBC Singapore	Free tuition payments, global transfers with zero fee, and account setup pre-arrival for international students
Citibank Singapore	No minimum income requirement, reward points for every dollar spent, special deals at many restaurants, and many other fashion brands

Take National Library Board (NLB) Registration

The National Library Board (NLB) is perhaps the most undervalued resource for international students. While others pay $30/month for co-working spaces or $8 for a coffee at Starbucks just to use the WiFi, pro students use the library network.

You can use your Student Pass to register for an NLB membership immediately. Apart from physical books, you get access to the Libby and PressReader apps, which provide free digital access to thousands of global magazines and newspapers (including Indian ones) that would otherwise cost $200+ in yearly subscriptions.

And guess what? Most offer comfortable air-conditioned study zones with free Wi-Fi. You can save hundreds of dollars on utility and internet bills.

Frequently Asked Questions (FAQs)

1. Is Singapore expensive for Indian students?

No. It’s highly manageable for Indians due to the MOE Tuition Grant, which can cut fees by almost half, and the availability of affordable Hawker Centre meals. Proximity to India also keeps travel costs and homesickness expenses much lower than in the US or UK.

2. Do I need IELTS to study in Singapore?

It depends on your Medium of Instruction (MOI). In 2026, many top universities in Singapore for Indian students will waive English tests if you can prove your entire schooling was in English.

3. How long does Singapore student pass take?

The processing time for a Singapore Student Pass (visa) is remarkably fast, usually taking just 3 days to complete.

4. Is Singapore safe for Indian students?

Singapore is consistently ranked as one of the safest cities in the world. With ultra-low crime rates, 24/7 campus surveillance, and a large Indian diaspora, it offers a secure environment where students can safely commute even late at night.

Conclusion

Singapore is emerging as a popular study abroad destination. And it’s not hard to see why. You get strong universities, a clear system, and real career exposure. As a whole, the experience feels more structured.

But the result depends on how well you plan. You need the right course, the right budget, and the right timing.

That’s exactly where The Chopras come in. As the best education consultants for Singapore, we’ve specialized experts who can guide you through the entire process, right from university selection to visa processing. Get in touch with us now for a free one-on-one consultation!

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When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.

Rules and Conduct

As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.

Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.

By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:

belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

Additionally, you agree not to:

contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.

Technical Failures

It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.

Advertisements, Third Party Sites and Services

Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.

The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.

Termination

TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Warranty Disclaimer

Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.

You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.

You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.

THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.

TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.

Limitation of Liability

ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:

INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Governing Law

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.

Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.

Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.

Integration and Severability

These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.

Modification of Terms of Use

TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.

Other Provisions

Claims of Copyright or Trademark Infringement

Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:

your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.

Please attach your digital signature or physical signature to the report.

Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.

On completion of the take-down procedure above:

If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.

Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.

Notice

TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.

General

You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.

If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."

Miscellaneous

TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.

Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.

I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.

Contact

You may contact us at the following address:

The Chopras Global Holdings PTE Ltd

192 Waterloo Street, #04-03, Skyline Building, Singapore 187966

Our grievance / nodal officer may be contacted at:

The Chopras Global Holdings PTE Ltd

192 Waterloo Street,

Skyline Building,

#04-03,

Singapore - 187966

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