Germany is fast becoming one of the most preferred destinations for international education, attracting hundreds of thousands of students to its globally recognized universities. Known for its high-quality education system, strong industry connections, and excellent career outcomes, Germany offers an unmatched learning experience. Graduates from German institutions are respected worldwide and often step into strong roles with real growth potential.
But what makes Germany stand out is how practical everything feels.
You are working on real projects, using industry tools, and learning from professors who are closely connected to companies. In many courses, internships are part of the system. That is why students who study in Germany often feel more prepared when they enter the job market.
There is also the financial side, which matters a lot. Many public universities charge little to no tuition fees. This makes it possible to study in Germany for Indian students, without putting your family under pressure.
Still, it is normal to feel unsure at the start.
Which universities should you apply to? What are the best courses? How much will it actually cost to live there? What does the visa process look like?
Let’s answer all this. In this blog, you will read about:
Let’s get straight into it. You want a good degree and a high-paying career without a huge loan hanging over your head. And Germany is perfect for that. Here’s why:
Tuition-Free Education
The biggest reason to study in Germany is the price tag. Most public universities don’t charge a single cent for tuition, even for international students. You only pay a small semester fee, which often includes a public transport pass.
Compared to other countries, you are saving lakhs of rupees or tens of thousands of dollars right from day one.
World-Class Quality
Don’t let the free part fool you. The top universities in Germany are global leaders. And the teaching approach is also very practical. You will be working on real-world projects with reputed companies. That means your resume will have experience right after you graduate, which gives you a big edge in hiring.
A Job Market that Needs You
After graduation, you get an 18-month job-seeking visa. In that time, you can work any job to support yourself while you hunt for the right role. Luckily, the German job market is currently facing a massive shortage of skilled professionals in many fields: software developers, AI specialists, nurses, mechatronics engineers, and renewable energy experts.
Once you land a qualified position, switching to a work visa or an EU Blue Card is straightforward.
Live in the Middle of Europe
Study in Germany and the whole continent opens up. Your student visa is a golden ticket to the Schengen area.
You want a weekend trip to Paris, Prague, or the Swiss Alps? A train or a budget flight gets you there in no time. That means your student life is not limited to one city. It is a gateway to a mix of cultures, languages, and experiences.
English is Everywhere
Think you need to be fluent in German on day one? Not necessarily.
Even though learning the language is great for social life, there are thousands of popular courses in Germany taught entirely in English. This has made it much easier for international crowds to settle in.
Overview of the German Education System
The Germany higher education system is famous for being highly organized and globally respected. The system follows the European Bologna process. Thus, your degree will be fully recognized anywhere in Europe and across the globe.
1 ECTS Credit is roughly equal to 25 to 30 hours of work (including lectures, homework, and studying). You are expected to complete about 30 ECTS per semester. A usual bachelor’s degree requires about 180 to 240 ECTS, whereas a master’s requires approximately 90 to 120 ECTS to graduate.
Higher Education Level
Duration
Bachelor’s Degree
3 to 4 years
Master’s Degree
1.5 to 2 years
PhD (Doctorate)
3 to 5 years
Fun Fact
The grading system in Germany is completely flipped! A grade of 1.0 is outstanding and the absolute best you can get. A 4.0 is the bare minimum to pass. If you get a 5.0, it means you failed the exam.
Eligibility Requirements To Study in Germany
If you’re planning to study in Germany for international students, this is the part where most students either get confident… or confused. Let’s keep it simple and crystal clear.
University Entrance Qualification (HZB)
In Germany, this is called Hochschulzugangsberechtigung. Actually, it’s a check to see if your high school diploma or previous degree is equivalent to the German standards. The requirement depends on the level of study:
Bachelor’s Entry: Most international students need a recognized school-leaving certificate.
Master’s Entry: You need a Bachelor’s degree from a recognized university in a relevant field.
Personal Tip
If your high school degree isn’t directly recognized, you don’t have to give up! You can attend a Studienkolleg (preparatory college) in Germany for one year.
APS Certificate
For students from India, China, and Vietnam, the APS Certificate is non-negotiable. It’s a document that verifies your Indian academic records are authentic. You cannot apply for a visa without it!
Personal Tip
Start your APS application at least 4-5 months before your university deadline. It is currently the biggest bottleneck in the process, and waiting until the last minute is a recipe for heartbreak.
70% in Class 12
Starting from the Winter Semester 2026/27, Indian applicants for undergraduate studies must have at least 70% overall in their Class XII results. This is a strict threshold from India’s side. Anything lower, and the APS center won’t even issue your certificate.
Language Proficiency
Based on the Medium of Instruction (MOI) of your program, you either need to prove proficiency in English or German.
Proof of Funds: Blocked Account
To get your Germany Study Visa, you must prove you can support yourself. For 2026, the required amount has increased to €11,904 per year. You deposit this into a special account, and the bank releases €992 per month for your expenses.
Basic Documents
You also need to have basic documents like:
Valid passport
Academic transcripts
Certificates
CV
Statement of Purpose (SOP)
Letters of Recommendation (if required)
Germany Study Visa Process: How Do I Get A Visa to Study in Germany
To apply to German universities, first select a program and obtain your mandatory APS certificate. Next, submit your transcripts, language scores, and SOP via Uni-Assist. Once admitted, open an €11,904 blocked account for proof of funds and apply for your German student visa.
Check out the exact process:
Step 1: Shortlist Your Dream Course and Campus
Don’t chase rankings. Chase the course that fits your career. You can use the DAAD database and filter by English-taught, field, and degree type. Make a list of 4-6 target universities.
Step 2: Get Your APS Certificate First
Every program has an eligibility page. You must go through it and check:
Academic score needed
Subject requirements
Language score requirement
The APS certificate verifies your Indian academic documents. Apply for this at least 4 to 5 months early!
Step 3: Gather Your Documents
Make sure you’ve all the standard documents required to study in Germany:
Your APS Certificate
Academic transcripts and degree certificates
Language proof (IELTS/TOEFL or TestDaF)
A strong Motivation Letter (SOP)
A clean European-format CV
Step 4: Apply via Uni-Assist or Direct Portal
Most popular universities in Germany use a central portal called Uni-Assist. You just need to upload your documents once, and Uni-Assist forwards them to your chosen universities. You usually pay a small processing fee for the first application and a reduced fee for any extra ones.
Step 5: Show The Financial Proof
Once you get your admission letter, you must prove you can handle the cost of studying in Germany. In 2026, you must deposit €11,904 into a Blocked Account.
The moment you fund your blocked account, book your slot at VFS Global or the German Embassy.
Popular Universities in Germany for International Students
Check out these popular university choices in Germany in 2026:
TU9 Universities in Germany: Why They Are So Popular Among International Students
If you start researching top engineering and technical education in Germany, you’ll keep hearing one term again and again: TU9.
TU9 is a group of Germany’s leading technical universities known for strong research, industry connections, and world-class engineering education. These universities are highly respected across Europe and are especially popular among students planning to study Engineering, AI, Robotics, Data Science, and other technical programs in Germany.
Why Study At The TU9 Universities?
Worldwide Recognization
A degree from a TU9 university holds massive weight globally. Employers everywhere recognize the strict discipline required to graduate from these schools.
Top-tier Corporate Partnerships
These universities partner directly with giants like Siemens, BMW, Bosch, and SAP. Your chances for an internship or direct placement are higher.
Access To Latest Technology
The German government pours billions into TU9 labs for advanced technology. You get hands-on access to state-of-the-art wind tunnels, robotics simulators, and supercomputers.
Startup Funding
TU9 universities host dedicated incubators (like TUM’s UnternehmerTUM) that connect students directly with venture capitalists to launch their startups.
FH AACHEN: University of Applied Sciences
FH Aachen is one of the largest and most respected applied science universities in Germany, offering completely tuition-free education. It consistently ranks as a top-tier choice for engineering and informatics.
Why Study At The FH AACHEN?
Freshman Program
Even if your home degree isn’t directly recognized, the university offers a unique foundation year to let international students transition smoothly.
Industry Integration
Situated near the borders of Belgium and the Netherlands, its curriculum is built alongside the Chamber of Industry and Commerce. You’ve instant networking power across Europe.
Top-Tier Engineering Ecosystem
The university has deep ties with automotive and aerospace companies. You can gain real-world work experience right from the first year.
Fachhochschule des Mittelstands (FHM): University of Applied Sciences
FHM is a top-tier private university built specifically to funnel students into the German Mittelstand, the highly specialized, mid-sized companies that actually power Germany’s booming economy.
Why Study At The Fachhochschule des Mittelstands?
SME Gateway
As other schools focus on massive corporations, FHM explicitly trains you to lead small and medium-sized enterprises (SMEs). This is where the absolute highest demand for international talent lies today.
Pre-Studies and Language Support
They offer a recognized telc examination center and dedicated pre-study programs. That guarantees you’ll reach the required language and academic levels before your main degree even starts.
Built-In Start-Up Module
Every single degree program at FHM includes specialized modules on entrepreneurship. It’s a great opportunity for aspiring entrepreneurs.
Top Schools in Germany For International Students
If you are leaning toward business, management, or need a solid foundation before entering a public university, private business schools and prep colleges are fantastic options. Here are five highly popular choices for international students in 2026:
School Name
Best Courses
Why Choose This School?
Berlin International College (BIC)
Engineering Prep, IT Foundation, Business Studies Prep
Great starting point if your academic qualification doesn’t directly match German standards. It prepares you for public universities through Studienkolleg-style programs.
International School of Management (ISM)
International Management, Finance, Luxury & Fashion Management
ISM is a private school with campuses in seven major German cities. It offers a highly personalized education with mandatory internships and deep ties to global brands.
Munich Business School
International Business, Entrepreneurship, Innovation, And Digital Business
Located in Germany’s tech and corporate capital, MBS connects you directly with giants like BMW and Siemens
EU Business School Munich
Munich Business Administration, Digital Business, Sports Management
Offers international exposure with campuses across Europe. Focuses on practical skills and a global business mindset.
Cost of Studying in Germany for International Students
If you need a solid foundation before entering a public university, private business schools, and prep colleges are fantastic options. Here are five highly popular choices for international students in 2026:
Tuition Fee
The tuition fee depends on the type of university you choose:
Public Universities: You only need to pay a semester fee of €300 – €800.
Private Universities: If you choose a private institution, expect to pay about €8,000 – €20,000 pery year.
Female students applying for data, tech, and engineering courses with a proper need and goal
20-100% tuition fee waiver
Germany Job Market: Trends & Job Opportunities With Average Salary Ranges
Suppose you’ve put in the work and earned the degree. Now the question becomes: what’s next?
Let’s break down the top career sectors in Germany:
Study Engineering in Germany: Manufacturing Center of Europe
Germany functions as a major worldwide manufacturing hub for both machinery and vehicles. Now, the nation is going through a substantial transformation process towards environmental technology and intelligent automated systems. The industry is actively hiring talented international workers to fill that technical gap.
Why Study Engineering in Germany?
TU9 Network Advantage
Germany’s nine leading technical universities (TU9) hold massive prestige worldwide. Graduating from these elite institutions creates a positive impression among reputed employers, such as Siemens, Bosch, and Volkswagen.
Pioneering Industry 4.0
Germany is the location where the concept of the fourth industrial revolution began. Your curriculum won’t be outdated. You will use the specific automated manufacturing tools that other nations are attempting to implement.
Practical Learning Approach
The German university system focuses on practical application. You will solve real-world industry problems before you even graduate. That kind of experience is what most manufacturing companies expect from fresh graduates.
Engineer Average Salary in Germany
Job
Annual Salary Range
Mechanical Engineer
€50,000 – €70,000
Civil Engineer
€50,000 – €65,000
Electrical Engineer
€51,000 – €65,000
Automotive Engineer
€50,000 – €57,000
Study IT in Germany: Blooming Information Technology (IT) Sector
The tech scene is exploding right now across major hubs like Berlin and Munich. Companies are rushing to digitize their operations and need experts to handle big data and software architecture. Thus, it’s no wonder that the IT sector currently offers some of the highest starting salaries for recent graduates.
Why Study IT in Germany?
Berlin Startup Ecosystem
Berlin is Europe’s Silicon Valley, birthing new tech unicorns constantly. Studying IT in Germany plugs you directly into a network of hungry startups desperate for developers and data scientists.
Government-Backed AI Initiatives
The German government has pledged billions specifically for AI and digitalization by 2026. That leads to massive funding for university research labs where you’ll get hands-on experience with advanced projects.
High Demand for Blue Card Visas
IT roles easily meet the salary threshold for the EU Blue Card. Your transition from student to permanent resident would be really smooth and fast compared to other fields.
Average Salary of IT Professionals in Germany
Job
Annual Salary Range
Software Developer
€52,000 – €65,000
Cybersecurity Specialist
€50,000 – €86,000
Machine Learning Engineer
€55,000 – €71,000
Data Analyst
€50,000 – €65,000
Study Medicine in Germany: One of The Best Countries for Healthcare Studies
Germany operates one of the most robust and heavily funded public healthcare systems in the world. The ageing demographic of the country has ignited a natural demand for medical professionals. Hospitals and research centres are heavily relying on international graduates to fill the gaps.
The main medicine courses to study in Germany are:
Biomedical Science
Medical Biotechnology
Medical Engineering
Dentistry
Pharmacy
Physiotherapy
Health Informatics
Why Study Medicine in Germany?
Integration with University Clinics
German medical universities operate side-by-side with Universitätsklinika (university hospitals). You can get access to the latest equipment and participate in globally recognized medical trials.
Approbation Fast-Track
Because the doctor shortage is so severe, the government is actively looking for qualified professionals. If you pass your language and medical exams, your job security here is practically guaranteed.
Worldwide Acceptance
A German medical or nursing degree is highly respected worldwide. It opens doors for you anywhere you might want to go later, especially in the Schengen area.
Average Salary of Healthcare Professionals in Germany
Job
Annual Salary Range
Registered Nurse
€24,000 – €36,000
Physician
€53,000 – €95,000
Lab Technician
€35,000 – €48,000
Healthcare Manager
€80,000 – €100,000
Study Business And Management in Germany: Economic Heartland of Europe
Germany stands as the principal international trade center which connects logistics operations and financial activities across Europe. The business programs at this institution concentrate on two main areas: global supply chains and sustainable corporate management.
Why Study Business in Germany?
Heart of the Eurozone
Frankfurt is the financial capital of mainland Europe and home to the European Central Bank. Studying finance or business here puts you at the absolute center of European trade.
Massive Networking Opportunities
Germany hosts some of the world’s largest trade fairs (like IAA or Hannover Messe). As a business student, attending these events is the ultimate cheat code for building a massive international professional network.
Management Talent is Scarce
Germany is a stable country with many growing companies. So, naturally, there’s a huge demand for qualified students who’ve pursued the course in Germany.
Average Salary of Business Management Professionals in Germany
Job
Annual Salary Range
Financial Analyst
€50,000 – €67,000
Management Consultant
€60,000 – €75,000
Marketing Manager
€45,000 – €65,000
Finance Manager
€60,000 – €92,000
PR Pathway Opportunities in Germany: How To Get Permanent Residence In Germany As An International Student?
The pathway to German Permanent Residency (PR) and citizenship is currently one of the fastest in Europe. When you complete your higher education in Germany, you bypass the usual 5-year waiting period and can secure PR after just 24 months of working. You will also be eligible for dual citizenship in as little as 3 to 5 years.
18-Month Job Seeker Visa
The moment you graduate, your student visa transitions into a post-study work visa. You are granted exactly 18 months to find a job. You can work without any hour restrictions.
EU Blue Card or Skilled Worker Visa
Once you land a job related to your field, you switch your visa status to a work visa. There are two main options:
EU Blue Card: This is the holy grail. It is a special work permit for highly qualified professionals. The government recently lowered the minimum salary requirements, making it much easier for fresh graduates to qualify.
Skilled Worker Visa: If your salary doesn’t quite hit the Blue Card threshold yet, you simply get a standard employment residence permit. Both options start your clock toward PR.
Family Reunification
If you want to bring your spouse or children, Germany has a structured Family Reunification process. The eligibility depends on the work visa you have:
EU Blue Card: If you hold an EU Blue Card, your spouse can join you easily, and they do not even need to prove German language skills beforehand! They also get immediate permission to work.
Standard Work Permit Holders: In case your salary doesn’t quite hit the Blue Card threshold yet, you simply get a standard employment residence permit. Both options count toward PR.
Permanent Residency (Settlement Permit)
A German PR gives you the rights to:
Stay in Germany forever
Switch jobs easily
Get a bank loan to buy a house
Most foreigners have to work and pay taxes for 5 years to get a PR. But since you completed your German higher education locally, you can get your PR in just 2 years of working! If you have an EU Blue Card and learn B1 German, you can get it in just 21 months.
German Citizenship
In June 2024, Germany passed a new Citizenship Law. You only need to live in Germany for 5 years to apply for citizenship (down from the old 8-year rule). Your time as a student counts toward this!
If you show incredible integration, like achieving C1 level German or doing exceptional volunteer work, you can get your passport in just 3 years.
You no longer have to give up your home country’s passport. You can officially be a dual citizen.
Frequently Asked Questions (FAQs)
1. Is studying in Germany actually free for international students?
Yes. Most public universities in Germany charge zero tuition fees. You only pay a mandatory semester contribution. And that usually covers university administration and a semester ticket for public transport.
2. Do I need to know German to study in Germany?
No, not needed. There are thousands of English-taught master’s and bachelor’s programs available. But learning even basic German will make daily life easier and seriously boost your job prospects after graduation.
3. What is a blocked account, and how much do I need?
A blocked account is your own money parked in a German bank to prove you can support yourself. You need €11,904 in it, and once you arrive, you can withdraw €992 per month for rent, food, and everything else.
4. Is the APS Certificate mandatory for Indian students?
Yes, it is strictly mandatory. You cannot apply to most German universities or book a visa appointment without an APS certificate validating your Indian academic records.
5. When should I start my application process?
You need to apply before March-May of the previous year. Shortlisting, language tests, document gathering, APS, and visa appointments all take time.
Conclusion
Studying in Germany is all about clarity. If your course makes sense, your profile is aligned, and your timeline is tight, things move fast. Sort these things clearly, and everything else becomes much easier to handle.
All you need to do is take the first step. That often feels heavier alone. But luckily, you don’t have to do it all alone.
We at The Chopras have been helping students like you achieve their dreams for decades. Our experienced counselors will handle everything, from matching your exact academic profile to the right university to fast-tracking your APS.
If Germany is your plan for 2027, start now. The earlier you move, the more options you keep open. Get in touch with us now for a free profile evaluation!
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is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.
Our grievance / nodal officer may be contacted at:
The Chopras Global Holdings PTE Ltd
192 Waterloo Street,
Skyline Building,
#04-03,
Singapore - 187966
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, 192 Waterloo Street, #04-03, Skyline Building, Singapore 187966; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
