A Master’s in Australia 2026 offers top-tier education with a high return on investment for Indian students. You can target top-ranked universities, get lucrative starting salaries in priority industries, multi-year post-study work rights, and excellent regional PR pathways.
Planning to study abroad after graduation, but feeling confused about where to go and whether it will really help your career? Well, a master’s in Australia is emerging as a top choice for many Indian students.
And it’s not hard to see why: practical learning, global exposure, quality universities, and access to a wide range of courses. Students also get access to internships, research opportunities, and post-study work options that can help them build a stable future after graduation.
Still, choosing to study a Master’s in Australia is a big decision. Questions about university selection, tuition fees, scholarships, living expenses, visas, and jobs can feel confusing. That’s exactly why this guide is here for.
Why Study a Master’s in Australia for Indian Students?
The primary reasons to pursue a master’s in Australia in 2026 include access to world-renowned universities, high employability with good starting salaries, and up to 3 years of post-study work rights. The new 2026 visa rules also offer fast-tracked processing for students applying to regional universities in skill-shortage fields like Healthcare, IT, and Engineering.
Here are the top reasons to study a Master’s in Australia right now:
Globally Ranked Universities That Actually Teach Differently
Australian degrees hold serious weight around the world. Almost 9 universities in Australia are ranked in the QS top 100.
And the best part is that most of their programs are practical-oriented. Master’s programs in Australia could push you into live industry projects and internships from your second semester. This makes post-graduation jobs more achievable because graduates already have hands-on experience.
Did You Know?
Australian universities pioneered several world-changing inventions, including Wi-Fi, the bionic ear, and the cervical cancer vaccine. You will study in the real hub of innovation.
Post-Study Work Rights That Give You Breathing Room
Once you complete your Master’s in Australia, you become eligible for a post-study work visa (Subclass 485). For a standard Master’s by coursework, you get 2 years. If it’s a Master’s by research, you get 3 years. PhD graduates get 4 years.
What does that mean for you? Time. Time to find a job without panic and gain work experience for PR.
Priority For Regional Areas
If you’re willing to apply to regional universities in Australia, you can enjoy many benefits, like:
Priority processing system
Longer post-study work visa
Extra points for your Permanent Residency (PR) application
Lower cost of living
You Can Work While You Learn
Australia actively encourages you to gain local work experience. When you join master’s program in Australia, you get excellent work rights. Coursework students can work 48 hours every two weeks during the semester. You also get unlimited work hours during your holiday breaks.
A Home Away From Home
Moving abroad can feel stressful at first. But Australia is known for being welcoming to international students.
Cities like Melbourne, Sydney, Brisbane, and Adelaide have large Indian student communities. This softens the cultural shock and helps you focus on your studies and career.
On top of that, most universities also offer:
Career counselling
Mental health support
Student communities
Types of Master’s Degrees in Australia for Indian Students
Before you shortlist universities or apply for admission, there is one important thing to understand: not all master’s degrees in Australia work the same way.
Many Indian students make the mistake of choosing a course based only on the name. But the type of master’s degree you choose can affect your learning style, career options, duration, and even future study plans.
Here are the main types of master’s programs in Australia for Indian students:
Master’s by Coursework
This is the most popular route for international students. If you prefer a structured learning environment that feels similar to your bachelor’s degree, this is the one for you.
Subjects usually include:
Lectures and workshops
Group projects
Industry case studies
Internships in some courses
The duration of master’s degree programs under coursework is usually 1 to 2 years, depending on the university and field.
Master’s by Research
Do you enjoy research? Or, do you want to continue with a PhD later? Then, this option may suit you better.
A Master’s by Research focuses more on independent study and research work instead of regular classroom teaching.
Here, students usually:
Work closely with a research supervisor
Conduct independent research
Write a thesis or dissertation
Explore a specialized topic in detail
Students enrolled in research-based master’s programs enjoy two main benefits: unlimited part-time work rights during their studies and an extra year of post-study work visa (total 3 years).
Master of Science (MS) in Australia
If you are from a science, engineering, technology, or any other technical background, this is probably the option you will hear about the most.
A Master of Science (MS) in Australia focuses on technical knowledge, problem-solving, and specialized learning in a specific field. Common MS degrees in Australia include:
Computer Science
Data Science
Cyber Security
Artificial Intelligence
Mechanical Engineering
Civil Engineering
Note: It is important to know that MS is an umbrella term that can fall under either coursework or research, depending on the university.
Professional Master’s Degrees
Professional master’s degrees are career-focused programs designed to help students enter specific industries. Popular professional master’s degrees include:
MBA (Master of Business Administration)
Master of Public Health (MPH)
Master of Nursing
Master of Finance
Master of Education
Master of Engineering Management
These courses combine academic learning with heavily supervised clinical placements or industry hours.
MS in Australia Requirements for Indian Students
Before you get excited about universities and scholarships, there is one important question to answer first: Are you eligible?
The good news is that the MS in Australia requirements for Indian students are usually straightforward. But they can vary slightly depending on the university, course, and whether you are applying for a technical or professional program.
Check out the main requirements you should know before planning your Master’s in Australia:
Academic Prerequisites
To study a Master’s in Australia, you generally need a recognized bachelor’s degree. Most Australian universities usually accept the standard 3-year Indian bachelor’s degree. It’s better if the previous degree is from a related field.
You should aim for a minimum academic score of 60% to 65% in your undergraduate studies. High-ranking universities might ask for 70% or more.
If you apply for management degrees like an MBA, you often need 2 to 3 years of valid work experience.
Confirmation of Enrolment (CoE)
Before you apply for your student visa, you must have a Confirmation of Enrolment (CoE) from an Australian university. A CoE is issued only after you have accepted your offer and paid the initial tuition deposit.
The course must be registered on CRICOS (Commonwealth Register of Institutions and Courses for Overseas Students).
Personal Tip
Some universities send a conditional CoE if you are still awaiting final documents (like your degree certificate). You can generally use this to lodge your visa, but the university will set a deadline for submitting the missing documents.
English Language Proficiency
Since classes are taught in English, universities need proof that you can understand and communicate comfortably. You can take any SELT (Secure English Language Test).
Genuine Student (GS) Requirement
This replaced the old GTE (Genuine Temporary Entrant) requirement. It is now the single biggest factor in visa approvals and refusals for Indian students.
The GS requirement asks: Are you truly coming to Australia to study, or are you using a student visa just to enter the country? You answer this through a set of targeted questions in your visa application form.
You must demonstrate:
Your current circumstances and ties to family, community, and employment in India
Why did you choose this specific course and this specific university in Australia
How does the course connect to your past academic background and your future career goals
Education loans from approved banks, official scholarship letters, or 3 months of steady bank savings are accepted. Did You Know?
If you suddenly deposit a massive amount of money into your bank account a week before applying, the visa officers will flag it. The money needs to look stable.
Overseas Student Health Cover (OSHC)
You must purchase an OSHC policy from an approved Australian provider before you even apply for your visa. It covers doctor visits, some hospital treatment, and ambulance cover.
Best Master’s Courses to Study in Australia
If you are pursuing a Master of Science (MS) in Australia, you need to pick a course that’s trending right now and can offer you the right job opportunities.
But remember, your ultimate success hinges on building genuine skills. Immigration rules will inevitably evolve, but a strong foundation built on the right academic and career fit remains permanent.
That being said, let’s have a look at the best master’s courses to study in Australia:
Study Master’s in Data Science and Artificial Intelligence in Australia
Data is the new global currency, and Australia is building a system to refine it.
What You Will Learn?
A master’s in data science trains you to:
Build complex AI models
Manage massive cloud architectures
Solve real-world corporate problems using big data
It is currently the most sought-after tech qualification in the entire country.
Why Study Master’s in Data Science and Artificial Intelligence in Australia?
1.2 Million Jobs Goal
The Tech Council of Australia has a strict national target to create 1.2 million tech jobs by 2030. To hit this massive number, the government is actively prioritizing visas for skilled AI and data professionals.
Corporate Digital Maturation
Nearly half of the Australian IT industry is now fully digitally mature. So, traditional businesses like banks and supermarkets are desperately hiring data analysts. They need experts to transition their old systems into automated platforms.
Massive Salary Potential
Because the local supply of AI experts cannot meet the corporate demand, starting salaries are skyrocketing.
Study Master’s in Cyber Security and Information Technology In Australia
Cyber attacks are rising everywhere, and Australia is no exception.
What You Will Learn?
This course teaches you:
Ethical hacking
Network defense
Secure cryptography
Why Study Master’s in Cyber Security and Information Technology In Australia?
Cyber security roles consistently sit at the very top of Australia’s Skilled Occupation List. If you graduate with these specific skills, your pathway to Permanent Residency is significantly smoother and faster than almost any other profession.
Compulsory Corporate Reporting
Strict new laws now force businesses to report data breaches and upgrade their security networks. Due to this big legal pressure, companies are forced to hire internal cybersecurity teams.
Study Master’s in Engineering in Australia
Australia is undergoing a massive physical transformation, transitioning away from fossil fuels while digging deep for future tech resources.
What You Will Learn?
Depending on the specialization you choose, you’ll study:
Renewable grid integration
Next-gen resource automation
Australian engineering standards
Project management
Why Study Master’s in Engineering in Australia?
Critical Minerals Boom
The 2023–2030 Critical Minerals Strategy highlights Australia’s push to mine lithium, cobalt, and rare earths for global EV batteries. Mining and mechanical engineers are in severe shortage to design and run these new extraction projects.
Renewable Energy Transition
Australia is heavily committed to upgrading its entire national power grid to support solar and wind energy. Civil and renewable energy engineers are urgently needed to build these multibillion-dollar green infrastructure hubs across the country.
Regional Visa Advantages
Most of these massive engineering and mining projects are located outside major cities like Sydney or Melbourne. Studying and working in these regional hubs gives you crucial extra points for your permanent residency application.
Study Master’s in Business Analytics and Finance
If you enjoy business but also want strong employability, this is one of the safest combinations.
What You Will Learn?
A Master’s in Business Analytics and Finance will teach you how to:
Analyze financial markets
Manage corporate wealth
Use predictive data to drive business growth
Why Study Master’s in Business Analytics and Finance?
FinTech Explosion
Cities like Sydney and Melbourne are quickly becoming major global hubs for Financial Technology (FinTech) startups. These modern companies desperately need graduates who know both strict financial regulations and digital blockchain systems.
Open Banking Regulations
Australia has pioneered the Consumer Data Right (CDR), forcing traditional banks to share data securely. This specific legal shift has created a massive new industry of financial analysts who can build apps and services using this newly unlocked data.
Corporate Leadership Fast-Track
Over the past few years, Australian businesses have been immensely recruiting Chief Digital Officers and specialized financial analysts to lead their digital operations. A master’s in this field serves as a fast track to high-paying executive management roles.
Top Universities in Australia for Master’s in 2026–2027
Below are five of the best universities in Australia for a Master’s:
University of Melbourne: Best University in Australia For International Students
Holding the crown as Australia’s number one institution, the University of Melbourne ranks a staggering 19th globally in the 2026 QS Rankings.
Fun Fact
The University of Melbourne is actually older than the country of Australia itself (founded in 1853, long before the national Federation in 1901)!
Why Study At The University of Melbourne?
Employer Reputation
Major Australian corporations, top-tier banks, and government sectors actively recruit directly from the campus. So, your resume gets pushed to the top of the pile instantly.
Biomedical Precinct Advantage
The campus is physically surrounded by the Parkville Biomedical Precinct, one of the top five health research hubs in the world. If you study life sciences or healthcare, you get to work alongside Australia’s leading medical researchers and hospital directors.
Melbourne is One of Australia’s Best Student Cities
Since the university is located in Melbourne, students get access to internships, networking events, startups, and major employers. The city itself is known as one of Australia’s biggest education hubs.
University of Sydney: One of the Most Reputed Universities in Australia
The University of Sydney is one of Australia’s oldest and most prestigious universities. Its Camperdown campus is a short walk from the Sydney CBD, putting you in the middle of Australia’s financial and tech headquarters.
Why Study At The University of Sydney?
Direct Access to the CBD
Being located just minutes away from Sydney’s Central Business District (CBD) gives you a massive advantage. You can easily secure part-time internships at the Australian headquarters of major global banks and tech giants while you study.
Leadership in AI and Data
The university ranks high nationally for Data Science and Artificial Intelligence. And they partner directly with the New South Wales (NSW) state government to fund smart city projects, giving you hands-on experience with real public data.
Innovation Hub
They have heavily invested in massive cross-disciplinary research facilities on campus. You can collaborate directly with Australian tech pioneers to build startup solutions specifically designed to tackle the nation’s unique economic challenges.
Monash University: Most Innovative Australian University
Ranked 36th globally in 2026, Monash University is Australia’s largest and most fiercely modern university.
Why Study At Monash University?
Dedicated Industry Partnerships
The Monash Technology Precinct houses major Australian national research facilities like the CSIRO. As a student, you are literally sharing a campus with the nation’s top industrial scientists and commercial innovators.
International Focus
Despite being deeply rooted in Melbourne, Monash offers great global exchange programs heavily backed by the Australian government. They actively train you to take strict Australian business and engineering standards out to the global market.
Guaranteed Industry Experience for IT and Engineering Students
Monash guarantees a work-integrated learning placement for all IT students. The university also runs a paid Engineering Co-op Program where you earn while gaining professional practice credits toward your degree.
Australian National University (ANU): Prestigious University in Australia
Located in Canberra, the nation’s political capital, ANU sits at a highly respected 32nd globally in 2026.
Why Study At The Australian National University (ANU)?
Political Capital Advantage
Being in Canberra means you are literally next door to the Australian Federal Parliament. If you are studying public health, policy, or cybersecurity, you are taught by the exact people who write Australia’s national laws and defense strategies.
Elite Research Funding
Because it is the national university, it receives high exclusive research funding straight from the Australian government. As a master’s student, you get to use advanced national laboratories that other state universities simply cannot access.
Regional Visa Perks
Canberra is officially classified as a regional city for migration purposes. Studying at ANU gives you valuable extra points for your Permanent Residency (PR) application and grants you longer post-study work rights.
Cost of MS in Australia for International Students (2026–2027)
The cost of a master’s in Australia usually comes under two main heads:
Master’s Tuition Fee in Australia
The tuition fee for international students ranges from AUD 17,000 to AUD 53,000 per year, depending on the university and the course you study. Have a look at how much top universities in Australia charge:
University
Average Annual Tuition Fee
University of Sydney
AUD 45,000 – AUD 61,000
University of Melbourne
AUD 35,000 – AUD 71,000
University of New South Wales (UNSW Sydney)
AUD 42,000 – AUD 87,000
Australian National University
AUD 42,000 – AUD 57,000
Cost of Living in Australia
The average cost of living in Australia is about AUD 1,580. Here’s where it goes:
Indian applicants holding an offer for an eligible RMIT master’s by coursework with high academic merit.
20% tuition fee reduction for the duration of the program.
Career Scope After a Master’s in Australia for Indian Students
The true value of your degree comes down to your return on investment once you graduate. Fortunately, the job market for highly skilled international graduates is booming. The government desperately needs fresh talent to fill massive gaps in its workforce.
If you are planning to study a Master’s in Australia, you need to know exactly which industries are paying top dollar:
Information Technology And Artificial Intelligence
Australia’s digital economy is growing fast, and businesses across banking, healthcare, education, retail, and government now depend heavily on technology. Yet at the same time, the country continues to face shortages in ICT and cybersecurity professionals.
Average Salary of IT And AI Job Roles in Australia
Job Role
Average Annual Salary
Data Scientist
AUD 100,000 – AUD 140,000
Software Engineer
AUD 100,000 – AUD 138,000
Cyber Security Analyst
AUD 77,000 – AUD 119,000
Business Analyst
AUD 90,000 – AUD 125,000
Healthcare
Healthcare is one of Australia’s strongest and most stable industries. One major reason is the country’s ageing population, which increases the need for healthcare workers, public health professionals, hospital management experts, and aged care services.
Average Salary of Healthcare Jobs in Australia
Job Role
Annual Salary
Public Health Analyst
AUD 100,000 – AUD 110,000
Medical Administrator
AUD 50,000 – AUD 73,000
Healthcare Consultant
AUD 64,000 – AUD 110,000
Clinical Research Associate
AUD 80,000 – AUD 100,000
Engineering, Construction, and Infrastructure
The nation is undergoing a historic construction boom driven by the upcoming 2032 Brisbane Olympics. The government needs thousands of civil and structural engineers to build smart cities.
Average Salary of Engineers in Australia
Job Role
Annual Salary
Civil Engineer
AUD 75,000 – AUD 100,000
Mechanical Engineer
AUD 80,000 – AUD 120,000
Mining Engineer
AUD 120,000 – AUD 153,000
Project Engineer
AUD 100,000 – AUD 140,000
Finance And Banking
Sydney and Melbourne are major financial hubs in Australia. Banks, consulting firms, insurance companies, investment firms, and fintech startups constantly hire graduates with finance and analytics skills.
Average Salary of Finance And Banking Professionals in Australia
Job Role
Annual Salary
Financial Analyst
AUD 80,000 – AUD 117,000
Investment Analyst
AUD 91,000 – AUD 97,000
Management Consultant
AUD 80,000 – AUD 125,000
Finance Manager
AUD 119,000 – AUD 150,000
Note:
The above-mentioned salary figures are just industry averages. Actual career outcomes and salaries vary based on your individual profile, prior work experience, internships, and job search efforts.
Frequently Asked Questions (FAQs)
1. Is Australia good for a master’s degree in 2026?
Absolutely. Australia remains a premier destination because it aggressively rewards high-demand skills. Indian students targeting shortage areas like STEM and healthcare will find highly lucrative job offers and clear pathways to Permanent Residency (PR).
2. Is the GRE required for an MS in Australia in 2026?
No, the GRE is not needed at most Australian universities. Only a few competitive programs might consider it. Your academic percentage carries far more weight.
3. How much gap is acceptable after my bachelor’s degree?
There is no fixed limit. But you must clearly explain any gaps in your Genuine Student (GS) answers. Valid reasons like work experience, exam preparation, or skill-building are completely acceptable.
4. What is the duration of a master’s degree in Australia for Indian students?
It depends a lot on what type of master’s you choose. A standard Master’s Degree (by Coursework) in Australia usually takes 1.5 to 2 years of full-time study to complete. And there are also accelerated 1-year programs for students with prior work experience. But if you opt for some specialized Master’s by Research programs, it can take up to 3 years.
5. How long can I stay and work in Australia after finishing my Master’s?
Under the current Temporary Graduate Visa (Subclass 485) rules, master’s coursework graduates can stay and work in the country for up to 2 to 3 years. If you choose to study at a university located in a designated regional area, you can qualify for an extra 1 to 2 years of post-study work rights!
Conclusion
Your decision to study a Master’s in Australia is a drastic move. It’s money, time, and a whole lot of hope packed into a single choice. But you are not the first to walk this road. Thousands of Indian students have done it before you and built good careers. So can you, but only if you plan it in the right manner.
That’s where The Chopras come in. For decades, we have helped Indian students just like you find the right university, nail their applications, and step into global careers with confidence. We know the process inside out because we have lived it thousands of times over.
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threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.
Our grievance / nodal officer may be contacted at:
The Chopras Global Holdings PTE Ltd
192 Waterloo Street,
Skyline Building,
#04-03,
Singapore - 187966
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, 192 Waterloo Street, #04-03, Skyline Building, Singapore 187966; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
