Quick Overview If you are planning to study in Belgium in 2026, you can expect affordable tuition, globally ranked universities, and strong career opportunities across Europe.
Most international students spend €12,768 – €19,568 per year, including tuition fees and living expenses.
The September intake offers the widest choice of universities, while February is available for selected programs.
Indian students need a Type D student visa, proof of admission, financial resources, and health insurance before travelling.
After graduation, eligible students can stay in Belgium for up to 12 months to look for a job or start a business.
Study in Belgium is becoming a serious option for Indian students. The reasons are simple: strong universities, international exposure, English-taught programs, a central location in Europe, and a practical student experience.
Many students start the search with a course and then gets stuck with many questions: what is the study in Belgium requirements? What documents should I have? Are there scholarships to study in Belgium? Will the investment be worth it in the long run?
Belgium stands out because it answers many of these questions well. Home to some of Europe’s most respected universities, the country welcomes students from around the world and offers access to a diverse academic environment. A student studying in Belgium can learn alongside classmates from dozens of nationalities while building skills that employers value globally.
Let’s check out all you need to know before you study in Belgium, including the eligibility requirements, cost of study in Belgium, top universities, courses, job sectors, and so on.
Top Reasons to Study in Belgium: Why Study in Belgium?
When evaluating the best European destinations, studying in Belgium offers a high-ROI academic experience right at the political and economic center of Europe. It combines globally ranked universities, multilingual cities, and a 12-month post-study work visa that gives graduates direct access to the international job market.
Check out some reasons as to why study in Belgium:
You are at the Center of Global Business
Belgium is located in the middle of Europe and literally runs the administration of the entire continent. As Brussels hosts the European Union headquarters, NATO, and over 200 multinational corporate hubs, you are perfectly positioned for high-level internships. You are learning right where global policies and business deals are made.
12-Month Job Search Visa
One of the biggest worries for any international student is what happens after graduation. Belgium has solved this with the Orientation Year Residence Permit. This visa gives you a full 12 months after finishing your degree to stay in the country, actively seek skilled employment, or even start your own business.
A Real Multilingual Society
You might worry about a language barrier, but Belgium is incredibly international. Even though Dutch, French, and German are the official languages, English is widely spoken, especially in academic and business circles. You get the comfort of English-taught programs while having the perfect environment to pick up a highly valuable second or third language that global employers look for.
Good Connectivity
Living here means Paris, London, and Amsterdam are just a short, two-hour train ride away. You get to experience the diverse cultures, histories, and tech hubs of surrounding countries without ever needing to book a flight. This makes both weekend travel and cross-border job hunting ridiculously easy.
Safe and Welcoming Environment
Safety matters when you move far from home. Belgium is a peaceful and tolerant country. People speak multiple languages, and they are used to international students. You will find Indian communities in most major cities.
Belgium Education System Explained
The Belgium education system focuses on academic knowledge, research, critical thinking, and practical learning. This approach helps students build both subject expertise and real-world skills.
Degree Structure in Belgium
Higher education in Belgium generally follows the European Bologna system, which makes qualifications recognized across most European countries.
Degree
Duration
Credits Needed
Bachelor’s Degree
Usually 3 years
180 ECTS credits
Master’s Degree
Usually 1 to 2 years
60 – 120 ECTS credits
This structure allows students to move between universities and countries within Europe more easily.
What is ECTS Credit System?
Belgian universities use the European Credit Transfer and Accumulation System (ECTS). This system measures the total amount of work required for a course rather than only classroom hours.
In simple terms:
1 academic year = 60 ECTS credits
Bachelor’s degree = 180 ECTS credits
One year master’s degree = 60 ECTS credits
Two-year master’s degree = 120 ECTS credits
Each credit represents the time spent attending lectures, completing assignments, preparing for exams, conducting research, and participating in projects.
Top Courses in Belgium 2026: What To Study in Belgium For Indian Students
Business, engineering, biotechnology, social sciences, and creative fields remain some of the most popular choices for international students. The right course to study in Belgium ultimately depends on your interests and career goals. The Chopras experts suggest the following courses:
Study Business Management in Belgium
Brussels is the commercial nerve center of Europe. You are studying right next door to the European Union headquarters and hundreds of multinational corporate hubs.
Why Study Business Management in Belgium?
You’ve one-year MBAs that give you a head start in your career
Frequent industry collaborations and internship opportunities
Excellent career prospects in consulting, finance, and management
Most programs focus on international business and global trade
Study Engineering in Belgium
Studying in Belgium for engineering is a good choice due to its industrial innovation and massive logistical hubs.
Why Study Engineering in Belgium?
You can opt to study in Belgium near the Port of Antwerp, Europe’s second-largest port and a massive hub for logistics engineering
Universities receive heavy funding from private European tech firms for academic research
You will actively work on live corporate engineering projects during your semesters
Opportunities in technology, manufacturing, and renewable energy sectors
Study Social Sciences in Belgium
If you want a career in diplomacy, public policy, or international relations, studying in Belgium is the best choice.
Why Study Social Sciences in Belgium?
You are studying in the exact same city that hosts the European Parliament and NATO
Your professors and guest lecturers are often active diplomats or international policy advisors
You get a massive competitive advantage when applying for prestigious European government internships
The naturally multilingual environment perfectly prepares you for global governance roles
Study Biotechnology in Belgium
Belgium is widely recognized as the biopharma capital of Europe, making it an absolute goldmine for life science students. According to the United Nations COMTRADE database, Belgium’s pharmaceutical exports exceeded $61.92 Billion in 2025, proving the massive scale of the industry.
Why Study Biotechnology in Europe?
The country consistently ranks as one of the largest exporters of pharmaceutical goods globally
You get direct access to advanced clinical research and massive corporate funding pools
Global giants like Pfizer and GSK heavily recruit graduates straight out of these university programs
You learn in specialized biotech clusters that are built right next to the university campuses
Study Art, Fashion, And Design in Belgium
Belgium has earned global recognition for creativity, design innovation, and fashion education.
Why Study Arts in Belgium?
Cities like Antwerp are recognized as global fashion capitals with legendary design histories
Schools focus heavily on the business side of art, ensuring you learn how to monetize your creativity
You get to showcase your portfolio in exhibitions attended by top European creative agencies
The education focuses on boundless conceptual creativity, where students are encouraged to push their creative boundaries and develop their own signature
Top Universities In Belgium For International Students
Dominates in specialized research fields, consistently ranking globally for its programs in Veterinary Science and Agriculture, and has a global campus in South Korea.
Highly innovative teaching approach with small-group teaching that guarantees you build direct relationships with experienced professors.
Belgium Intake 2027: When To Apply To Study in Belgium For Indian Students
Belgium mainly offers two intakes for international students. The September intake is the primary intake with the largest number of courses and university options. Some universities also offer a February intake for selected programs.
Intake
Application Deadline
Explanation
September Intake (Main Autumn Intake)
March – April
This is the primary intake. Over 90% of all Bachelor’s and Master’s programs begin here. It aligns perfectly with the Indian academic calendar.
February Intake (Spring Intake)
October – November of the previous year
A secondary, much smaller intake. It is mostly available for specific Master’s programs or exchange students. Course options are limited.
Study in Belgium 2026: Process And Timeline for Indian Students
If you are targeting the primary September 2026 intake to study in Belgium, you must start the groundwork almost a year in advance.
Here is your month-by-month roadmap to ensure a stress-free transition to studying in a Belgian university:
Application Phase
When To Do
Explanation
Shortlisting And Research
August – October of the previous year
Research the best programs in Belgium. Finalize your target universities based on course modules, campus location, and tuition fees.
Meet the Test Requirements
October – December of the previous year
Book and take your English proficiency tests (IELTS/TOEFL). Gather all necessary transcripts and secure Letters of Recommendation.
Submit Applications
January – March 2026
Apply online through university portals. Apply as early as possible, as non-EU seats fill up quickly and earlier applications get priority.
Apply for Scholarships
February – March
This is the peak time to apply for Belgium Scholarships, like the Master Mind Grants.
Offer Letter And Acceptance
April – May
Universities generally notify you within 4-6 weeks of applying. Pay the required administrative fees or deposit to confirm your seat.
Visa Application
June – July
Transfer your living expenses to a blocked account for proof of funds. Submit your Type D long-stay visa application to VFS Global.
Fly to Belgium
Late August
Arrive in time for the university Welcome Days. Register at the local commune within 8 days of arriving to receive your Belgian residence card.
Eligibility Requirements For Studying in Belgium
Check out what it takes to get a visa to study in Belgium:
Academic Qualifications
Applicants must have completed the required level of education before applying. For a bachelor’s degree, students need to have completed Class 12 or an equivalent qualification. For a master’s program, a recognized bachelor’s degree in a relevant subject is usually required.
Program Specific Test Requirements
Some programs may ask for additional test scores or qualifications. For example, certain business programs may require a GMAT score, whereas some research programs may ask for a GRE score. The Chopras counsellors advise you to check the admission criteria for your chosen course.
Language Test Requirements
Because you will be taking English-taught courses, proving your fluency is non-negotiable. Most institutions require an IELTS score of 6.5 or a TOEFL iBT score of at least 90. Even though some schools might waive these test requirements if your previous education was entirely in English, having a strong test score makes your application much safer.
Proof of Financial Funds (Blocked Account)
To approve your visa, the government needs proof that you can support yourself while studying in Belgium. For the 2026-2027 intake, the minimum required amount is roughly €1,062 per month. You prove this by transferring about €12,744 into a university-managed Blocked Account. The university then refunds this money to you monthly to pay for your rent and food.
Medical and Background Checks
You must provide a medical certificate from an approved doctor showing that you’re in good health and a legalized Police Clearance Certificate (PCC) to confirm a clean criminal record.
Document Checklist Requirements for Studying in Belgium
Completed university application form
Valid passport
Academic transcripts and certificates
English language test scores (IELTS, TOEFL, or PTE, if required)
Statement of Purpose (SOP)
Letters of Recommendation (LORs)
Updated Curriculum Vitae (CV) or résumé (if required)
Portfolio (for art, fashion, or design programs)
GRE or GMAT scores (if required)
Proof of financial resources
Passport size photographs
Health insurance documents (if requested by the university)
How Much Does It Cost to Study in Belgium?
The total cost of studying in Belgium for international students typically ranges between €12,768 and €19,568 per year. This all-inclusive estimate covers both your annual living expenses and your specific non-EU tuition fees in Belgium.
Tuition Fees in Belgium For International Students in 2026
Tuition fees in Belgium are a flat €1,157 for EU students, and for international students, they range from €1,200 – €8,000, depending on the program and institution you choose.
Cost of Living in Belgium
The cost of living in Belgium accounts for about €964 per month, excluding rent. Monthly expenses usually include groceries, transportation, health insurance, and personal expenses, with cities like Brussels generally costing more than Leuven or Ghent.
Here is a quick breakdown of your other monthly essentials, prepared by experienced professionals at The Chopras:
The cost of living in Belgium varies significantly by city. Brussels is the most expensive, while smaller cities like Namur and Mons offer much more affordable options for students.
Here is a quick look at the living expenses in Belgium across four major student hubs:
City
Monthly Cost of Living
Brussels
€1,031
Leuven
€896
Ghent
€993
Antwerp
€999
Brussels
Monthly Cost of Living: €1,031
As Belgium’s capital and the home of many European Union institutions, Brussels offers excellent internship and networking opportunities. Living costs are higher, mainly because of rent. But, students benefit from:
Outstanding public transport
Cultural attractions
A large international community
Leuven
Monthly Cost of Living: €896
Leuven is one of Belgium’s best-known university cities and is home to KU Leuven. The city has a vibrant student atmosphere with:
Affordable cafés
Plenty of student housing compared to larger cities
Lower cost of living
And, the entire area is highly walkable, meaning you spend almost nothing on daily transport.
Ghent
Monthly Cost of Living: €993
If you want a vibrant cultural scene without the capital’s heavy rent, Ghent is a fantastic option because of its
Lively cultural scene
Historic city center
Lower accommodation costs than Brussels
Antwerp
Monthly Cost of Living: €999
Famous for its massive port and global fashion scene, Antwerp offers some of the most competitive student housing rates in the country. While living in Belgium, you will find that Antwerp provides a highly cosmopolitan, fast-paced lifestyle at a fraction of the cost of Brussels, leaving you with more budget for weekend travel across Europe.
Scholarships To Study In Belgium For International Students
This is a highly popular generic grant that awards a €10,000 allowance along with a full tuition fee waiver. It is open to outstanding international students (including Indians) applying to any Flemish institution, such as KU Leuven, Ghent University, University of Antwerp, etc.
Designed for students from eligible developing countries in selected countries, this scholarship covers international travel, tuition fees, and a monthly living allowance.
These fully funded grants cover your tuition, travel, and living expenses. They are specifically aimed at applicants from eligible developing nations pursuing programs in Flanders.
A highly prestigious EU-funded program providing full scholarships (covering tuition, travel, and a living allowance) for joint master’s degrees.
How Is The Student Life in Belgium?
Student life in Belgium is vibrant and welcoming. You get delicious food, rich culture, and a safe environment that makes studying in Belgium truly special.
Here is what life actually looks like when you study in Belgium:
Food in Belgium
Belgium offers a wide variety of food options, from local dishes to international cuisines. You will love native dishes like:
Crispy Belgian fries
Moules frites (mussels with fries)
Freshly made waffles
Indian restaurants are available in major cities.
Culture And Diversity
Belgium is a multicultural melting pot. The local culture is highly progressive and famous for massive music festivals, stunning art museums, and medieval architecture.
And since the country is divided into Dutch, French, and German-speaking regions, you get a daily crash course in global diversity as well.
Post-Study Work Visa Opportunities in Belgium
International graduates can stay in Belgium after completing their studies to look for employment or start a business. Belgium offers an orientation year (search year) residence permit, which allows eligible graduates to remain in the country for up to 12 months after graduation to find suitable job opportunities or launch a business.
Once you secure a qualifying job, you can apply for a work permit and a residence permit through your employer, allowing you to continue living and working in Belgium.
Highest Paying Jobs in Belgium 2026: Top Sectors And Roles
Finding a high-paying job after studying in Belgium is incredibly straightforward if you target industries facing massive skill shortages. Here are the best career paths for international graduates:
IT And Tech in Belgium
Belgium’s rapid digitalization and its role as a European tech hub have created a massive shortage of IT professionals.
Best IT Job Roles in Belgium
Software Developer
Monthly Average Salary: €3,000 – €4,000
Tech companies urgently need developers skilled in machine learning, Python, and Full-Stack architecture to create advanced software solutions. Since this is an official shortage occupation, it’s easy to lock a long-term contract.
Cybersecurity Specialists
Monthly Average Salary: €3,000 – €7,000
With Brussels hosting NATO and the EU Parliament, advanced cyber defense is a massive national priority. You will focus on cloud security and active threat detection, making this one of the most secure and highest-paying technical careers available.
Engineering And Manufacturing in Belgium
Due to aggressive green energy transitions and massive port infrastructure projects, Belgium heavily relies on international engineering talent.
Best Engineering Job Roles in Belgium
Mechanical Engineer
Monthly Average Salary: €3,000 – €4,000
Mechanical engineers work in manufacturing, automotive, and industrial production with strong opportunities for career growth.
Civil Engineer
Monthly Average Salary: €3,000 – €4,000
Infrastructure development and sustainable construction projects continue to create employment opportunities across Belgium.
Healthcare in Belgium
Belgium is universally recognized as the biopharma capital of Europe, constantly exporting billions in pharmaceutical goods. The endless need for new clinical trials and drug discoveries makes this sector a goldmine for international talent.
Best Healthcare Jobs in Belgium
Biotechnologist
Monthly Average Salary: €3,000
You will work directly inside advanced laboratories, helping develop new drugs and treatments for major pharmaceutical giants like Pfizer. It is a highly respected role focused entirely on pure scientific discovery.
Research Scientist
Monthly Average Salary: €2,000 – €4,000
Research scientists contribute to medical, pharmaceutical, and biotechnology innovations in universities and private companies.
Business Management And Finance in Belgium
Because Brussels acts as the central hub for European trade, massive multinational companies place their European headquarters right here. This creates a massive, ongoing demand for corporate roles in finance, marketing, and logistics.
Best Business Management Job Roles in Belgium
Financial Analyst
Monthly Average Salary: €2,000 – €4,000
You will look at market trends and company budgets to advise massive brands on how to invest their money safely and grow their profits. It is a vital role for any corporate headquarters.
Supply Chain Manager
Monthly Average Salary: €4,400 – €5,100
You will make sure products move smoothly from international factories into European markets without any expensive delays. This is heavily in demand near major port cities like Antwerp.
Study in Belgium: How to Study Abroad with The Chopras
Studying in Belgium becomes much easier when you have expert guidance throughout the process. The Chopras help students make informed decisions, avoid common application mistakes, and stay on track from counselling to departure.
Here’s how The Chopras supports your study abroad journey:
Build Your Study Plan: Meet an expert counsellor to identify the right course, university, and career pathway based on your academic profile and future goals.
Strengthen your application: Get expert guidance to prepare your SOP, LORs, CV, and other application documents that improve your admission chances.
Find Scholarship Opportunities: Explore suitable Belgium scholarships and receive support with scholarship applications wherever eligible.
Complete Your Visa Confidently: Receive step-by-step assistance with financial documents, visa forms, and Belgium student visa requirements to avoid unnecessary delays.
Prepare for life in Belgium: The Chopras will also give the required pre-departure guidance to help you prepare for a smooth transition before you fly.
Frequently Asked Questions (FAQs)
1. What are the Belgium student visa requirements?
Students generally need an admission letter from a recognized university, a valid passport, proof of financial resources, health insurance, and other supporting documents. The exact requirements may vary depending on your circumstances.
2. Can I study in Belgium without knowing Dutch or French?
Yes! All top universities offer a massive selection of fully English-taught Bachelor’s and Master’s programs, meaning knowing local languages is completely optional for your academics. Yet, picking up basic Dutch or French makes handling your daily student life in Belgium much easier.
3. Can international students work while studying?
Absolutely. Non-EU students with a valid residence permit can legally work up to 20 hours per week during the academic term, and full-time during official university holidays. Earning part-time income is a great way to comfortably manage your living expenses in Belgium and create a valid experience in your European resume.
4. What are the best programs in Belgium?
The highest-ROI degrees are heavily concentrated in STEM and global commerce, specifically biotechnology, renewable energy engineering, and business management. Since Belgium is a central European export hub, graduating from these programs gives you priority access to high-paying multinational internships.
5. How long does it take to get a Belgium student visa?
Student visa processing usually takes 4 to 12 weeks, depending on the completeness of your application and the volume of applications being processed. Applying early is always recommended.
Conclusion
Studying in Belgium gives you a quality education that prepares you for a global career and, at the same time, an opportunity to learn in a diverse and research-driven environment. You just need to make informed decisions from the very beginning, from selecting the right university and course to planning your finances and visa.
If you are ready to take the next step, The Chopras can help you move through every stage of the process with expert guidance tailored to your goals. Book a free counselling session today!
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make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.
Our grievance / nodal officer may be contacted at:
The Chopras Global Holdings PTE Ltd
192 Waterloo Street,
Skyline Building,
#04-03,
Singapore - 187966
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, 192 Waterloo Street, #04-03, Skyline Building, Singapore 187966; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
