The cost of studying in Malaysia requires a total budget between RM 33,502 and RM 239,793, depending on your degree and lifestyle. Tuition fees, accommodation, food, transport, visa charges, and hidden costs all affect your budget. Malaysia remains an affordable study destination with globally recognised universities, lower living expenses, and scholarship options. Smart city selection and budgeting can significantly reduce your overall study abroad cost.
Over the past few years, Malaysia has become one of the most popular study abroad destinations for Indian students. And it’s not hard to see why: Good education. Affordable living. And a degree that works anywhere.
The cost of studying in Malaysia is lower than in many other study destinations. But low cost does not mean low quality. Malaysia has excellent universities. Many have partnerships with the UK, Australia, and New Zealand. You get the same foreign degree at a fraction of the fees.
Yet, once you seriously start planning, a lot of doubts naturally come up. How much should you actually budget every month? Are tuition fees Malaysia really affordable for your course? What are the Malaysia student visa requirements?
At The Chopras, we help Indian students understand the cost of studying in Malaysia, including the tuition fee, cost of living in Malaysia, visa fee, requirements, and so on.
What is The Average Cost of Studying in Malaysia for Indian Students 2026?
The total cost of studying in Malaysia for Indian students ranges from RM 33,502 to RM 239,793, depending on your university, city, lifestyle, and other factors. Here’s what you need to pay under each head:
Factor
Cost
University Application Fee
RM 203 – RM 406
EMGS Visa Processing Fee
RM 1,000
Personal Bond*
RM 750
Single Entry Visa (SEV)
RM 50
One-Way Flight Ticket
RM 275
Annual Tuition Fees Malaysia
RM 12,000 – RM 138,720
Annual Living Expenses Malaysia
RM 19,224 – RM 98,592
TOTAL COST TO STUDY IN MALAYSIA FOR INDIAN STUDENTS
Pre-Arrival Cost of Studying in Malaysia For Indian Students
Before you start calculating the monthly cost of living in Malaysia, there is one more budget you should prepare for: the money you spend before boarding your flight. Here is a simple breakdown of the mandatory and important pre-arrival costs to study in Malaysia for Indian students:
University Application Fee
Cost: RM 203 – RM 406
Before you get an offer letter, you pay an application fee. This is standard for almost every university. The amount depends on the institution.
Personal Tip
Some universities waive this fee during education fairs or promotional periods.
EMGS Visa Processing Fee
Cost: Approximately RM 1000
If you plan to study in Malaysia, you must go through EMGS (Education Malaysia Global Services). This is the official government gateway for all international students Malaysia welcomes. You do not pay your visa fees to the university. You pay it directly through the EMGS portal.
This single payment covers your:
Visa Approval Letter (eVAL)
Mandatory medical insurance
Post-arrival health screening
The exact amount depends on whether you choose a public or private university and your choice of insurance plan. The Chopras recommend students to calculate the fee through the official application fee calculator.
Personal Bond
Cost: RM 750
Unlike other study abroad countries, Malaysia doesn’t require you to showcase massive proof of funds in your bank account. The Malaysian Immigration Department just requires a security deposit to ensure you can meet the cost of living in Malaysia. It’s one of the most important Malaysia student visa requirements.
This fee is 100% refundable when you graduate and properly cancel your student pass. The government sets different bond rates for different countries. For Indian passport holders, the rate is fixed at exactly RM 750.
Single Entry Visa (SEV)
Cost: RM 50
After EMGS approves your eVAL, you cannot just fly to Kuala Lumpur. You first need to apply for a Single Entry Visa (SEV) from India. The actual government fee is incredibly cheap for Indians at just RM 50.
One-Way Flight Ticket
Cost: From ₹6,438
One massive advantage to study in Malaysia for Indian students is the travel cost. Direct flights from hubs like Kochi, Chennai, Delhi, or Mumbai to Kuala Lumpur are very affordable. The Chopras recommend booking flights four to six weeks in advance, a one-way ticket will barely dent your wallet.
Tuition Fees Malaysia for International Students in 2026
When calculating the cost of studying in Malaysia, the biggest piece of your budget will always be your university fees. The tuition fees in Malaysia usually ranges between RM 12,000 and RM 138,720, depending on the university type and course you select.
According to The Chopras experts, here’s the average annual tuition fees Malaysia charges for international students across the top universities:
Factors That Determine Tuition Fees Malaysia For International Students
Keep in mind that university fees are not one-size-fits-all. Several main factors directly influence your cost of studying in Malaysia:
Type of Institution
Public universities are heavily subsidized and offer the lowest fees. Private Malaysian universities are mid-range, while International Branch Campuses (like Monash or Heriot-Watt) command a premium because you are paying for a prestigious foreign degree.
Field of Study
The nature of your course dictates the price. Humanities, business, and liberal arts programs require minimal laboratory infrastructure and are highly affordable. Conversely, Engineering, IT, and especially Medicine or Pharmacy cost significantly more due to high-end lab setups and clinical materials.
Dual-Degree Model
Many Malaysian private colleges offer ‘twinning programs’ (e.g., 2+1 or 1+2 programs) where you spend part of your degree in Malaysia and the final year in the UK or Australia. If you opt for these global transfers, your final-year tuition costs will scale up to match Western rates.
Living Expenses Malaysia: What is The Cost of Living in Malaysia in 2026?
Many international students find that the cost of living in Malaysia is affordable compared to other traditional study abroad destinations. On average, a student spends about RM 2,179 for living expenses in Malaysia. Students living in shared spaces and cooking often spend much less.
According to The Chopras experts, here’s what you need to allocate for each category:
Accommodation Cost in Malaysia
Monthly Cost: RM 250 – RM 6,414
Your choice of housing will be the single largest variable in your monthly budget. International students in Malaysia generally choose between three distinct housing setups:
On-Campus Accommodation
Monthly Rent: RM 250 – RM 800
Most public and private universities offer internal dorms. These range from twin-sharing rooms with common bathrooms to private en-suite units. Shared rooms cost RM 250 – RM 450 per month, whereas a single private room can cost as much as RM 800.
Utilities and Wi-Fi are almost always included in this price, saving you extra administration. And on-campus accommodation is usually recommended for international students, as it gives you more opportunities for networking and friendships.
Off-Campus Shared Room
Monthly Rent: RM 742 – RM 1,378
You can also share an apartment or condo with 2-3 friends. It’s the best way to learn adult life. But you must manage bills and cleaning yourself.
Private 1 BR Bedroom
Monthly Rent: RM 2,279 – RM 6,414
This is for students who want complete independence. You will get a small apartment with your own kitchen and bathroom. But the cost is pretty high.
Personal Tip
Landlords in Malaysia usually require a standard 2.5-month deposit (2 months security deposit + 0.5 month utility deposit) when you sign a lease off-campus. The Chopras recommends you to add this entry cost while calculating your cost of living in Malaysia.
Food and Groceries
Monthly Cost: RM 342 – RM 641
Malaysia is a true food paradise. The local food culture is heavily influenced by Malay, Chinese, and Indian cuisines. You will never miss the taste of home.
Eating Out
Eating outside is surprisingly affordable if you choose local restaurants instead of premium cafés.
Meal At An Inexpensive Restaurant
RM 15
Combo Meal at McDonald’s
RM 20
Regular Cappuccino
RM 11.58
Soft Drink (0.33L)
RM 3.14
Bottled Water (0.33L)
RM 1.63
Personal Tip
Eat at mamak stalls ( Indian restaurants). They are open 24/7, cheap, and the roti canai is better than anything you will find in India.
Cooking: Grocery Cost in Malaysia
Cooking even 3-4 times a week can reduce the cost of living in Malaysia a lot.
Here are realistic grocery prices students commonly pay:
1 Liter Milk
RM 7.65
500g Fresh White Bread
RM 4.30
1kg White Rice
RM 5.93
12 Eggs
RM 8.49
1kg Apple
RM 12.54
Personal Tip
You can shop at NSK or Lotus’s (formerly Tesco) for the lowest prices. Avoid Cold Storage unless you want to pay double. And buy rice in 5kg or 10kg bags. It’s much cheaper per kg!
Transport Cost in Malaysia
Monthly Cost: RM 50
Malaysia’s public transport is good. Trains are clean and air-conditioned. Buses are frequent in big cities.
The Chopras recommends applying for the official student transit privileges immediately when you arrive to study in Malaysia:
Unlimited rides on all rail and BRT lines for 3 consecutive days (Great for exploring)
Personal Tip
Download the Moovit app. It shows real-time bus and train schedules.
Utility Bills
Cost: RM 248 – RM 253
Your utility bills depend entirely on how you manage your resources, specifically your air conditioning.
Electricity And Water
Cost: RM 223
Malaysia is hot and humid year-round. Usually, you can expect to pay about RM 223 for electricity and water (single, unshared).
But if you run your bedroom air conditioner 24/7 and bathe more than twice a day, your monthly electricity bill via Tenaga Nasional Berhad (TNB) can easily go above that.
Mobile And Data Plans
Cost: RM 25 – 30
Staying connected is highly affordable. Malaysian telecom companies offer dedicated student and youth packages with massive data limits.
12Mbps speed, Unlimited 5G data from 8 PM to 8 AM, and 40GB base high-speed data.
Personal Tip
Buy your SIM card at the airport or at any 7-Eleven. Registration requires your passport.
Health Insurance
Cost: RM 498 – RM 644
Health insurance is compulsory for international students in Malaysia. You cannot skip this because it is tied directly to your annual student pass renewal through EMGS. The government ensures you have access to top-tier private medical care without paying out-of-pocket during emergencies.
Have a look at what you need to pay as a premium:
Insurance Provider
Annual Premium
Etiqa Family Takaful (Plan 2)
RM 498
Etiqa Family Takaful
RM 560
Great Eastern Takaful (Regular)
RM 547
The Pacific Insurance (Premium)
RM 644
Entertainment And Socialization
Monthly Cost: 214
Studying hard is important, but you also need to enjoy your university years. Malaysia offers an incredible social scene that fits perfectly within a student budget. Here’s what you need to set aside for entertainment from your monthly budget for cost of living in Malaysia:
Monthly Fitness Club Membership
RM 155
Tennis Court Rental (1 Hour Every Weekend)
RM 27
Cinema Ticket
RM 20
Domestic Beer (0.5L)
RM 12
Miscellaneous Personal Expenses
These are the daily upkeep cost of studying in Malaysia that keep your life running smoothly. They are easy to overlook, but you should track them to keep your monthly budget balanced:
Self-Service Laundromats
While many condominiums have in-house washing machines, you must also budget for commercial 24-hour laundromats like LaundryBar or Bubblelab, which are extremely popular.
Personal Grooming
A standard haircut at a local neighborhood barber shop or salon will cost you almost RM 55.
Academic Printing and Photocopies
Even though most study materials are digital nowadays, you will still need to print assignments or project reports occasionally. University library printing scales are very cheap.
Total Cost of Living in Malaysia
The total living expenses in Malaysia range from RM 1,602 to RM 8,216 per month. This comprehensive monthly budget depends heavily on your accommodation type, location, and lifestyle choices, directly covering all essential expenses, including housing rent, food, utilities, public transit fares, mandatory health insurance, and personal entertainment.
Category
Monthly Cost
Accommodation
RM 250 – RM 6,414
Food And Grocery
RM 342 – RM 641
Transport
RM 50
Utility
RM 248 – RM 253
Health Insurance
RM 498 – RM 644
Entertainment
RM 214
TOTAL COST
RM 1,602 – RM 8,216
Hidden Costs of Studying in Malaysia That Most Indian Students Ignore
When planning your total cost of studying in Malaysia, it is very easy to look at the big numbers like tuition fees and your basic rent, and completely forget the smaller, hidden fees.
If you want to perfectly manage your living expenses Malaysia throws your way, The Chopras recommend you to be prepared for these commonly ignored costs:
Annual Student Visa Renewal Fees
Many international students in Malaysia assume that the initial visa fee covers their entire 3 or 4-year degree. This is a myth.
Your student pass is usually only valid for one year at a time. This means you have to pay a renewal fee of RM 150 to RM 270 every single year through EMGS to keep your visa active.
Personal Tip
Always start your visa renewal process at least 6 to 8 weeks before it expires. If you forget and your pass expires, the Malaysian Immigration Department will charge you heavy penalties for a Special Pass just to keep you legal!
Rental Security Deposit
If you decide to live off-campus to lower your cost of living in Malaysia, you will get a shock when you sign your first lease.
In Malaysia, landlords strictly follow a 2.5-month deposit rule. You normally have to pay:
1 month advance rent
2 months security deposit (refundable)
0.5 month utility deposit (refundable)
Books and Academic Materials
While most modern Malaysia universities for Indian students have shifted to digital portals and PDFs, some courses still require physical books.
If you are studying Law, Medicine, or Engineering, you might need heavy reference textbooks, which may cost a significant chunk of your monthly budget.
Personal Tip
Never buy textbooks brand new. The seniors at your university will always sell their used books at the end of the semester for half the price. Check your university’s Facebook or WhatsApp groups during the first week of classes!
Emergency Medical Expenses
Yes, students already have insurance.
But insurance does not always cover everything.
Many student insurance plans exclude:
Dental treatment
Eye care
Certain specialist visits
Prescription medicines
Best Cities For International Students in Malaysia: Where Should You Study in Malaysia For Indian Students?
According to The Chopras experts, your total cost of studying in Malaysia depends heavily on where you decide to live. Just like in India, living in a massive metropolitan capital is going to cost more than living in a smaller coastal town.
Let’s break down the best options for you to study in Malaysia:
Top Cities For International Students Malaysia 2026
Kuala Lumpur: Best City In Malaysia For Big Student Life
If Malaysia had a student capital, this would be it.
Kuala Lumpur (KL) is where many top universities, internships, multinational companies, and networking opportunities are located. You will find students from almost every country here.
Popular Malaysia universities for Indian students, like the University of Malaya (UM) and Monash University Malaysia, are situated here. Students just love KL because of:
Excellent public transport
Large Indian student community
More internships and career exposure
Plenty of affordable food options, despite being a major city
But remember, rent would eat more than half of your living expenses in Malaysia. Cafés and shopping malls can also quickly increase spending.
Personal Tip
KL is home to Little India in Brickfields. If you ever feel homesick, you can get authentic South Indian filter coffee and fresh jalebis any time of the day!
Penang: Best for International Students Malaysia Who Want Balance
Penang gives you a very different experience from Kuala Lumpur.
It feels more relaxed, less crowded, and slightly cheaper while still offering strong educational opportunities.
The city is known for:
Technology companies
Beautiful beaches
Amazing food culture
Safer and calmer lifestyle
Personal Tip
If you enjoy food, Penang can actually save your budget. Local meals are often cheaper than cooking every single day.
Johor Bahru: Great for International Exposure
Johor Bahru sits close to Singapore, which makes it popular among students who want international exposure without paying Singapore-level costs.
It has:
Educity, a massive hub of international university branch campuses
Strong infrastructure
Better connectivity
Personal Tip
Because JB is close to Singapore, many goods are priced competitively. You can find surprisingly good deals on electronics, clothes, and imported groceries by checking out the many shopping malls.
Most Affordable Cities For International Students Malaysia
If your primary goal is to lower the cost of studying in Malaysia, The Chopras experts recommend you to look outside the main capitals. These cities offer peaceful environments, excellent public universities, and massive savings on rent:
Cyberjaya: Perfect for Tech and IT Students
Cyberjaya is often called Malaysia’s tech city. It’s a very safe, compact, and affordable study destination in Malaysia.
Many students studying IT, engineering, AI, and so on, prefer this location because of:
Student-focused environment
Less crowded than KL
Better rental sharing options
Nilai: Most Affordable Study Destination Malaysia Ever Had
Nilai deserves attention if your main focus is to decrease the cost of living in Malaysia. This smaller student city has become popular because:
Rent is cheaper
Food costs stay low
Transport spending is manageable
But you would have fewer entertainment options and less nightlife enjoyments.
Main Scholarships In Malaysia For International Students
Many universities in Malaysia offer scholarships specifically for international students Malaysia, including Indian students. The cost of studying in Malaysia can become much lower if you secure the right scholarship.
Here are some of the best scholarships in Malaysia for international students:
Strong academic performance across standard international school curriculums.
RM 5,000 to RM 12,000 annual deduction on your tuition fees Malaysia.
Smart Budget Tips for Studying in Malaysia: How To Reduce the Cost of Studying in Malaysia for Indian Students 2026?
Managing your basic cost of living in Malaysia is all about knowing the local hacks. The Chopras recommend that you follow these local budget tips for studying in Malaysia:
Shop at Local Supermarkets
If you walk into high-end, premium supermarkets located inside touristy malls, you will pay heavily inflated prices for groceries. To keep your food costs incredibly low, change where you buy your weekly staples:
Do your grocery shopping at local hypermarkets like Lotus’s or Giant
For fresh vegetables, chicken, and fish, visit your local weekend wet markets
Shopping at local hypermarkets instead of premium mall supermarkets will easily cut your weekly grocery bill by almost half.
Cap Your AC Costs with the Timer And Fan Routine
As mentioned earlier, utility bills cost a huge chunk of living expenses Malaysia. And since Malaysia has a tropical, warm climate all year round, running your bedroom air conditioner continuously is the quickest way to increase your monthly utility bills.
Don’t leave your AC running all night. Instead, set your air conditioner to exactly 24°C or 25°C and program the built-in automatic timer to shut the machine off after 2 hours. Use your regular ceiling fan to keep the cooled air circulating throughout the rest of the night.
Personal Tip
Whenever you have heavy study sessions or assignments to complete, don’t sit in your room running your own electricity. Pack your laptop and head over to your university library or a campus study lounge. They have freezing-cold air conditioning and high-speed enterprise Wi-Fi completely free of charge!
Make Use of Free Entertainment
You do not need to spend money to have fun in Malaysia:
Most museums, parks, and art galleries are totally free of cost. They are good spots to spend your weekends.
Kuala Lumpur hosts many free-entry events and cultural festivals throughout the year. Feel free to join them.
Your university has dozens of student clubs. All are free or very low cost. You can meet people and learn new skills.
Avoid International Card Charges for Small Payments
Many Indian students continue using Indian debit or credit cards everywhere.
Bad idea.
Frequent forex conversion charges slowly increase spending.
Instead:
Open a Malaysian student bank account early
Use local payment apps
Pay digitally in ringgit
Prepare Your Mindset
Here’s the single most effective tip to regulate the cost of studying in Malaysia: track your money. You can:
Use a Budgeting App: Apps like MoneyLover or Spendee are free. Log every expense for one month. You will be shocked at where your money goes.
Set a Daily Spending Limit: Calculate your monthly budget. Divide by 30. That is your daily limit. For a monthly budget of RM 1,500, your daily limit is RM 50. If you spend RM 70 on Monday, you need to spend RM 30 on Tuesday. Simple.
Use Cash for Variable Expenses: Withdraw your weekly budget in cash. Keep it in separate envelopes. One for food, another for transport, and one for fun. When the envelope is empty, you stop spending. Digital payments make it too easy to overspend.
Frequently Asked Questions (FAQs)
1. Is Malaysia cheap for Indian students?
Yes, it is highly affordable. The overall cost of studying in Malaysia for Indian students 2026 is roughly a fraction of what you would pay in other traditional destinations. Yet, you get the same lifestyle of major Indian metros like Mumbai or Bangalore.
2. Can international students in Malaysia work part time?
Yes, international students in Malaysia are legally allowed to work part-time for up to 20 hours per week, but only during semester breaks and festive holidays.
3. Are degrees from Malaysia globally recognized?
Absolutely. When you choose to study in Malaysia, you can enroll in top-tier international branch campuses or choose twinning programs at premier Malaysia universities for Indian students. These pathways grant you the exact same globally recognized degree certificates issued by parent universities in the UK, Australia, or the US at a much lower cost.
4. Are scholarships available for Indian students in Malaysia?
Yes. Many universities offer scholarships for Malaysia students. But public and foreign Malaysia universities for Indian students, like Monash, INTI, Heriot-Watt, and Southampton Malaysia, offer fee reductions for strong academic performers, irrespective of nationality.
Conclusion
Malaysia works well for many Indian students because it gives something that feels hard to find today: a good education without putting massive pressure on your budget. But your experience depends a lot on the choices you make early. The city you pick. The university you choose. Even where you stay can quietly change your overall cost of studying in Malaysia.
That is where things become easier with the right guidance. At The Chopras, we help students understand the bigger picture before they apply. Our counsellors will guide you on which university fits your budget, what hidden costs you should budget, and the scholarships for Malaysia students you can target.
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infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.
Our grievance / nodal officer may be contacted at:
The Chopras Global Holdings PTE Ltd
192 Waterloo Street,
Skyline Building,
#04-03,
Singapore - 187966
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, 192 Waterloo Street, #04-03, Skyline Building, Singapore 187966; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
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