Quick Answer: Cost of Living in Germany for Students (2026)
Here is your study abroad budget at a glance:
Average Monthly Cost: The average cost of living in Germany for students in 2026 is €540 – €3,102 per month (₹58,505 – ₹3,36,042).
Average Rent: Rent in Germany for students typically ranges from €250 – €450 for a student dormitory, €400- €700 for a shared apartment (WG), and €700 – €1,200+ for a private apartment.
Tuition fees: Most public universities charge €0 tuition fees for international students. Students only pay a semester fee of €100 – €350, which often includes access to local public transport.
Blocked account requirement: To obtain a student visa Germany, students must show proof of funds through a blocked account of €11,904, with a monthly withdrawal limit of €992.
Introduction
Planning for study abroad in Germany is exciting. Soon comes the question that keeps most students awake at night: how much is the cost of living in Germany for students?
No doubts. University fees are important. But they are only one part of the picture. Your monthly budget also needs to cover rent, food, transport, health insurance, mobile bills, and everyday expenses.
The truth is that your actual living expenses in Germany can vary a lot depending on the city you choose and the lifestyle you follow. It’s pretty complicated to budget, but not impossible.
That’s exactly what this guide is for. Let’s check out the cost of living in Germany 2026.
What Is the Monthly Cost of Living in Germany for Students in 2026?
The average cost of living in Germany for students in Germany 2026 is €540 – €3,102 per month (₹58,505 – ₹3,36,042). This budget typically covers accommodation, food, transport, health insurance, utilities, study materials, and personal expenses.
Your actual spending will depend on the city you choose, your accommodation type, and your lifestyle. Here’s the cost of living Germany in rupees / INR:
*Blocked account Germany gets drip-fed every month to your account. So, it’s not added to the total living expenses in Germany.
Rent And Accommodation Costs in Germany: Dormitory vs WG vs Private
Your rent will always be the largest chunk of your living expenses in Germany. Here are the three main ways Indian students in Germany secure a roof over their heads:
The absolute cheapest way to live is in a public Studentenwohnheim. These dormitories are directly managed by the local Studentenwerk (student union).
Here’s why they are the best option for first-year students:
Rooms come fully furnished
Easy to build connections
All utilities, electricity, and internet Germany costs are completely baked into the rent
It is the holy grail for a tight budget. If you secure a dormitory room, it becomes much easier to manage your living expenses in Germany and stay within the limits of the €11,904 / €992 per month requirement linked to the blocked account Germany.
However, there is a massive catch. The waitlists for these rooms can be 6 to 12 months long. You need to apply on the exact day you get your university admission letter.
Wohngemeinschaft/ Shared Flat
Monthly Rent: €400 – €700
Since dorm rooms are scarce, most international students live in a Wohngemeinschaft or WG Germany. This is a private shared flat where you rent your own bedroom but share the kitchen, bathroom, and living spaces with 2 to 4 other students.
A WG strikes the perfect balance between independence and affordability. The rent in Germany for students in a WG varies heavily depending on the city, but it usually ranges between €400 and €700. Beyond saving money, living in a WG is the best way to:
Immerse yourself in the culture
Practice your language skills
Naturally, build a solid friend group
Private Apartment
Monthly Rent: €700 – €1,200
Private apartments offer the highest level of privacy but are also the most expensive option.
Depending on the city, students can expect to pay between €700 and €1,200 or more per month. In cities such as Munich or Frankfurt, costs can go even higher.
Private apartments are ideal for students who want complete independence or are moving with family members. However, they can quickly increase the overall cost of living in Germany.
City-by-City Accommodation Reality of Rent in Germany for Students
The rent ranges above are national averages. However, the exact cost depends entirely on your city.
For example, when comparing the cost of living Hamburg students pay versus the cost of living Frankfurt students deal with, both remain highly competitive and expensive markets. On the other hand, the cost of living Berlin students face has steadily increased over the years, pushing it firmly into the mid-range tier, though it remains cheaper than Munich.
Below is the breakdown for the cost of student accommodation in Germany in the main cities:
City Tier
Cities
Average Monthly Rent (EUR)
Average Monthly Rent (INR)
Expensive Tier
Munich, Frankfurt, Hamburg
€600 – €700
₹65,000 – ₹75,000
Mid-Range Tier
Berlin, Cologne
€500 – €600
₹54,000 – ₹65,000
Affordable Tier
Leipzig, Dresden, Halle
€400 – €500
₹43,000 – ₹54,000
Note: Rents shown are typical for WG/Shared flats.
Tuition Fees in Germany: Public VS Private Universities 2026
Public universities in Germany charge €0 tuition for most programmes. International students just need to pay a semester fee of €100-€350, which covers admin costs and a public transport pass.
This is not a temporary discount. The German Higher Education Act (Hochschulrahmengesetz) legally protects state-funded education to make sure that the public university Germany free tuition system stays intact for almost everyone.
Have an overview of tuition fees Germany at public universities:
University Name
Tuition Fees Germany
Semester Fee Germany
Technical University Munich
€2,000 – €3,000 or €4,000 – €6,000 per semester
€82-97
Heidelberg University
€1,500.00 per semester
€189.80
FU Berlin
€0
€376.80 (includes student union registration, transportation, social contribution, administration fee, contribution to state government, and social fund)
University of Mannheim
€1,500.00 per semester
€194
However, private schools take a totally different approach. They rely entirely on student payments. But students get premium facilities and strong industry networks.
Check out the private university in Germany fees in 2026:
Still confused about whether opting for a public university in Germany with free tuition or a private university? Here is exactly how the two paths compare:
Feature
Public Universities
Private Universities
Tuition Fee
€0 for most universities with many exceptions
€6,000 – €16,000 annual tuition fee
Semester Fee
€100 – €350
Usually built into the total tuition
Class Environment
Large traditional lecture halls
Small and highly interactive groups
Admission Criteria
Highly competitive grade limits
Flexible requirements
Program Language
Mostly German with some English
Mostly English taught degrees
The Blocked Account: What €11,904 Really Means For Your Visa
If you are applying for a student visa in Germany, the authorities require solid proof that you can support yourself financially. This brings us to the famous blocked account Germany mandates for all non-EU arrivals.
How A German Student Visa Blocked Account Works?
You deposit a lump sum of €11,904 before you travel, just like proof of funds. However, you cannot access this full amount at once. As the name suggests, your money is strictly blocked.
Once you arrive and settle in, you must open a local checking account. Your blocked account provider will then release exactly €992 per month into your new local account. This forced drip-feed system guarantees you have steady funds to pay rent in Germany for students and to cover basic monthly expenses all year round.
BAföG baseline explained
Why exactly €992? This specific number is not random at all. It is directly tied to the German Federal Training Assistance Act (BAföG). This figure represents the state’s official poverty line threshold for domestic students living away from their parents.
The government uses this baseline to ensure international students do not fall below the poverty line and rely on the state welfare system.
Is €992 Per Month Really Enough?
The actual cost of living in Germany for students depends heavily on where you study.
In affordable cities such as Leipzig or Dresden, €992 can usually cover rent, groceries, health insurance, and basic personal expenses. Students living in a Wohngemeinschaft (WG Germany) or university housing often manage their budget comfortably.
However, the story changes in larger cities, like Munich, Berlin, Frankfurt, and so on. The cost of living Munich students face is significantly higher. Rent and utility bills alone may exhaust the €992.
Warning
€992/month is the legal minimum, not a comfortable budget. It is designed strictly to cover the bare essentials, such as a modest flat share, discounted groceries, and the mandatory health insurance international students need.
Food, Transport, Health Insurance and Utilities Breakdown
Accommodation may be the biggest expense, but it is not the only one. Food, transport, health insurance, and utility bills also play major roles in the overall cost of living for students in Germany. Check them out:
Food and Groceries
Cost: €150 – €250 per month
Most students spend between €150 and €250 per month on food.
Your actual food cost Germany student budget depends on your lifestyle. Students who eat out frequently spend much more, while those who prefer cooking at home Germany can keep expenses under control.
Shopping at discount supermarkets such as ALDI, Lidl, Penny, and Netto helps reduce spending significantly. Have a look at the average grocery cost Germany per month:
1L Milk
€1.17
500g Fresh White Bread
€1.90
1kg White Rice
€3.12
12 Eggs
€3.38
1.5L Bottled Water
€0.95
Source: Numbeo
Many students also use university cafeterias, known as Mensas, which are often operated by the local Studentenwerk and offer affordable meals.
Transport
Cost: €30 – €60 Per Month
Germany has one of Europe’s best public transport systems.
Most students spend between €30 and €60 per month on transport. In some universities, transport is partially covered through the semester fee Germany, making daily travel even more affordable.
You can apply for the Deutschlandticket / €49 ticket. This nationwide pass allows unlimited travel on local and regional public transport networks across Germany.
For many public transport Germany students use every day, the Deutschlandticket offers excellent value and helps keep transportation costs low.
Students can further reduce spending through various student discounts Germany offers on regional transport services.
Health Insurance
Cost: €80 – €120 Per Month
You cannot enroll in a university or get your student visa Germany without valid health insurance. It currently costs between €80 and €120 per month in 2026 and covers almost everything, from doctor visits to hospital stays.
Utilities
Cost: €30 – €80 Per Month
Utilities are sometimes included in rent, but not always.
If they are charged separately, students typically spend €30–€80 per month on utilities electricity internet Germany expenses.
These costs may include:
Electricity
Heating
Water
Internet connection
Broadcasting contribution fees
Students living in a Wohngemeinschaft (WG Germany) often split these expenses with roommates, making them easier to manage.
Is Germany affordable for Indian students compared to the English-speaking world? The short answer is yes. The lack of tuition fees Germany offers completely changes the financial math. Add to that, the lower cost of living in Germany and the Deutschlandticket / €49 ticket.
To give you a definitive answer, here is how the core metrics compare for international students in 2026:
Feature
Germany
UK
Canada
Average Tuition Fees
€0 – €16,000
€12,682 – €57,645
€3,078 – €30,780
Monthly Living Expenses
€900 – €1500
€980 – €2,536
€1,170 – €1,355
Health Insurance Cost
€960 – €1,440 per month
€895 per year
€370 – €555 per year
Part-Time Work Limit
20 hours per week
20 hours per week
24 hours per week
Post-Study Work Visa
18 months
18 months
8 months – 3 years
Scholarships to Reduce Your Cost of Living in Germany
Even though public universities are generally tuition-free, you still need funds for your daily life. Securing a scholarship is one of the smartest save money Germany student tips you can follow. A good scholarship lowers your overall cost of living in Germany.
Here is a breakdown of the top five programs available to international students in 2026:
Students doing an exchange semester or internship within Europe.
Up to €1,400/month
Up to ₹1,51,215 per month
Varies by home university (usually Feb–March)
10 Money-Saving Tips for Students in Germany
Keeping your living expenses in Germany under control does not mean you have to stop having fun. You just need to know how the system works. Here are some proven German student tips to save money:
Cook Your Own Meals
Eating out drains your budget fast. Cooking at home is your best defence. A typical restaurant meal costs around €15. If you master simple recipes, your monthly grocery bill in Germany can easily drop to €200-€400. This is the single easiest way to control your monthly expenses in Germany.
Leverage Student Discounts Germany
Never pay full price if you do not have to. Your university ID unlocks massive student discounts nationwide in Germany. Always ask about student rates at museums, cinemas, software subscriptions, and even local clothing stores. These small savings compound quickly over a semester.
Choose Eastern Cities
Location dictates your budget. Even though the cost of living Munich students face is brutal, eastern cities offer a totally different reality. If you choose affordable cities in Germany for students, like Leipzig or Dresden, your rent will be half the price, instantly making the €992 blocked account release more than enough.
Make Use of the Deutschlandticket
Public transport in Germany is heavily subsidised for students. The Deutschlandticket, which now costs €63 per month in 2026, gives you unlimited access to local and regional trains across the entire country. However, before buying it, check if your university’s semester fee already includes a regional transport pass. Sometimes, you might not even need it!
Eat at the Studentenwerk Canteen (Mensa)
When cooking at home isn’t possible, head to the Mensa. Run by the Studentenwerk, these university canteens offer hot, nutritious meals heavily subsidised for students. You can easily grab a full lunch for just €3 to €5, saving you a huge amount on food costs in Germany student budgets over the year.
Utilize Public Libraries
Spending too much on software and subscriptions?
German public and university libraries offer far more than books. They provide free high-speed internet, access to premium research databases, and often free access to software like Adobe or Microsoft Office. It’s an instant reduction in your utilities, electricity, and internet costs in Germany budget.
Work the Full 140 Days
Part-time work heavily reduces your cost burden. Starting in 2026, the law allows you to work 140 full days (or 280 half days) per year. Earning minimum wage, this extra income completely offsets your monthly health insurance cost and gives you total financial freedom.
Open a Free Student Bank Account
Do not let banks eat your money. Traditional bank accounts charge monthly maintenance fees that add up. Almost all major German banks offer special Junge Konto (student) accounts with zero monthly fees. Protect your blocked account Germany funds from unnecessary administrative drains.
Buy Second-Hand Textbooks
Academic books are expensive. Never buy new textbooks for your classes. University notice boards, Facebook groups, and platforms like eBay Kleinanzeigen are filled with seniors selling last year’s books for a fraction of the price. Resell them when you are done to get your money back.
Shop Smart at Aldi and Lidl
Where you buy matters. For your core groceries, stick exclusively to discount supermarkets like Aldi, Lidl, and Netto. Avoid premium stores like Rewe or Edeka for everyday items. Shopping at discounters is the foundation of keeping your grocery costs in Germany incredibly low per month.
Frequently Asked Questions (FAQs)
1. How much does it cost to live in Germany as a student per month?
The average cost of living for a student in Germany is €540-€3,102 (₹58,505-₹3,36,042) per month in 2026. This easily covers your rent, food, health insurance, and transport. Your total monthly expenses in Germany will be much lower in eastern cities like Leipzig and significantly higher if you study in Munich.
2. Is Germany free for international students?
Yes! A public university in Germany has free tuition for most programs, even for international students. You only pay a minor semester fee, which runs around €100-€350 and often includes a local transit pass. However, a private university in Germany will charge €6,000-€16,000 per year.
3. What is a blocked account, and how much do I need for a German student visa?
A blocked account in Germany is a special bank account that proves financial self-sufficiency to cover the cost of living in the country. For your application, you must deposit exactly €11,904. Once you arrive, your provider uses a structured release mechanism to give you exactly €992 per month to cover daily survival costs.
4. Which is the cheapest city to live in Germany as a student?
Leipzig, Dresden, and Halle are the most affordable cities in Germany for students. The cost of living for students in Leipzig averages €700-€850 per month. Renting a Wohngemeinschaft (WG) room here costs a highly affordable €250-€400, letting you stretch your budget much further than you ever could in Western hubs.
5. How much is rent for a student in Germany in 2026?
A Studentenwohnheim (dormitory) managed by the Studentenwerk costs €250 – €450 per month. Renting a room in a shared flat (WG) in Germany averages €400–€700, whereas private apartments run between €700 and €1,200. The cost of living in Munich pushes rents to the highest end of this spectrum.
6. Do students need health insurance in Germany?
Yes, health insurance is legally mandatory for university enrollment. Public statutory health insurance for students under 30 costs between €80 and €120 per month. This premium covers essential medical checkups, hospital stays, and prescriptions, and must be factored into your baseline monthly expenses in Germany.
7. How much do groceries cost per month for a student in Germany?
The average grocery cost in Germany per month ranges between €150 and €250. Experts recommend shopping exclusively at discount supermarket chains like Aldi and Lidl to save money.
8. Can Indian students work part-time in Germany?
Yes! Taking up part-time work in Germany is highly common among students. In Germany 2026, international students can legally work up to 140 full days (or 280 half days) per calendar year.
9. Is Germany cheaper than the UK for Indian students?
Absolutely. When analysing Germany vs the UK, students find Germany much cheaper because public universities charge zero tuition fees. Monthly living expenses in Germany are also lower.
10. What scholarships are available to reduce living costs in Germany?
The prestigious DAAD scholarship provides €934/month for graduates and €1,200/month for doctoral students. The Deutschlandstipendium funds €300/month, while the SBW Berlin scholarship covers full housing and allowance. You can also target the unique Expatrio scholarship, a €15,000 prize pool, to wipe out your initial living expenses in Germany.
11. How much does a student pay for transport costs in Germany per month?
Most students pay nothing extra because their university semester fee already includes a regional transit pass. If yours does not, you can buy the nationwide Deutschlandticket / €49 ticket, which has been updated to €63 per month in 2026. This allows unlimited travel on all local buses, trams, and regional trains.
12. How much money should I save before going to Germany to study?
You should aim to save roughly €13,000 to €15,000 before departing. This safely covers your mandatory blocked account in Germany deposit (€11,904), international flights, your initial accommodation deposit, and a small buffer to cover hidden administrative fees or initial health insurance setup costs.
13. What is the cost of living in Germany for Indian students in rupees?
At a realistic exchange rate of 1 EUR to INR 2026 = ₹108, Indian students spend roughly ₹58,505-₹3,36,042 per month, making it one of the cheapest countries to study in Europe.
14. Is €992 per month enough to live in Germany as a student?
It depends entirely on your location. The €992 BAföG baseline poverty line figure is more than enough for a comfortable life in affordable eastern cities like Leipzig. However, it is virtually impossible to survive on €992 in high-rent hubs like Munich.
Conclusion
Germany offers something that is becoming increasingly rare in international education: high-quality universities without the high price tag. You just need to plan your finances early and choose the right city, university, and accommodation option for your goals.
Are you still comparing universities, calculating your budget, or exploring scholarship options? The Chopras can help you understand the complete picture, from university options and scholarships to budgeting and visa requirements.
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use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.
Our grievance / nodal officer may be contacted at:
The Chopras Global Holdings PTE Ltd
192 Waterloo Street,
Skyline Building,
#04-03,
Singapore - 187966
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, 192 Waterloo Street, #04-03, Skyline Building, Singapore 187966; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
