Global study abroad trends will look very different in 2027. Students now ask smarter questions before choosing a country or university. Most people compare costs, job opportunities, visa rules, and long-term value rather than rankings alone.
The study abroad trends for Indian students in 2026-2027 show the same change. More students are exploring emerging destinations with affordable tuition fees and attractive post-study visa options.
Universities are expanding scholarships. Employers are looking for graduates with practical skills and international experience.
Read on to understand all you need to know about the latest study abroad trends in 2027, including the best countries to study, top courses to select, eligibility criteria, admission process, cost, and so on.
Key Takeaways
Start planning your study abroad journey at least 12 to 18 months before your preferred intake.
Compare countries based on career opportunities, visa policies, costs, and scholarships instead of rankings alone.
The study abroad trends for Indian students in 2026-2027 show a clear shift toward value, career outcomes, and emerging destinations.
Work with transparent consultants to avoid simple visa mistakes and get proper university placements.
Why Study Abroad in 2027?
Studying abroad in 2027 gives you access to quality education, global career opportunities, and international work experience. It also helps you build practical skills, expand your professional network, and improve your long-term career options.
Check out some reasons as to why to study abroad in 2027:
Access To Global Industry Experience
Foreign universities now focus heavily on practical, industry-integrated learning. You explore the best global education opportunities 2027 offers through mandatory internships.
This hands-on training directly prepares you for the demands of the modern workforce. You learn real skills instead of memorising old theory.
Build Life Skills
One of the most genuine benefits of studying abroad is that it pushes you outside your comfort zone. You will know how to handle different cultures and solve daily problems independently. Employers value this adaptability over basic academic grades.
Secure Strong Work Rights
New visa policies offer reliable stay-back options in several regions. You can easily gain valuable international work experience right after graduation. This early global exposure builds a solid foundation for your long-term career.
Numerous Scholarship Options
Many universities and governments now offer scholarships for international students. Merit-based and need-based funding can reduce your overall study costs. This makes studying abroad for Indian students more affordable.
What Are The Main Foreign University Campuses in India?
As of now, only three international branch campuses in India are fully operational. But the new UGC foreign university rules granted rights to several other globally recognised universities. You can finally study a foreign degree without leaving India.
Check out the fully-operational foreign university campuses in India:
University of Southampton
Location: Gurugram, Haryana
Southampton is the first international campus under the mainland UGC framework. Students study the exact UK curriculum courses like computer science and business management.
Deakin University
Location: GIFT City, Gujarat
Deakin pioneered the international branch campuses India movement by opening classes early. You learn advanced technology subjects while paying significantly lower Australian tuition fees.
University of Wollongong
Location: GIFT City, Gujarat
Wollongong focuses heavily on financial technology and data analytics degree programs. Female students can secure special 50% scholarships to fund their technical studies.
What Are The Top In-Demand Courses to Study Abroad in 2026?
The most in-demand courses to study abroad in 2026 focus heavily on technology, healthcare, and sustainable engineering. You should choose a course based on your interests, career goals, and the demand for it in your preferred study destination.
Course
Career Opportunities
Why Choose It
Artificial Intelligence And Machine Learning
AI Engineer, Data Scientist, Automation Specialist
Every major industry needs technology experts to optimise its digital operations.
Business Analyst, Financial Consultant, Product Manager
Companies require modern managers who understand complex data and market strategy.
Study Abroad Trends 2026: What's Actually Changing?
Study abroad trends 2026 show a clear shift in how students choose countries and universities. Cost, career outcomes, visa policies, and job opportunities now influence decisions more than rankings alone.
Students Are Exploring More Destinations
Many students now look beyond the traditional Big Four destinations. Germany, Ireland, Japan, South Korea, and the UAE continue to attract more international applicants. Lower costs and growing career opportunities drive this shift.
Students want destinations that balance quality education with better value.
Visa Policies Matter More Than Ever
Students track visa policy changes 2026 before applying. Post-study work rights, processing times, and permanent residency pathways now influence destination choices.
Scholarships Have Become an Important Decision Factor
Financial support can reduce overall education costs to a great extent. Students actively compare scholarships across universities and countries.
Career Outcomes Drive Course Selection
Courses with clear career pathways are more preferred. Programs in AI, cybersecurity, healthcare, renewable energy, and business have more demand.
Many also review graduate employment rates before applying.
Did You Know?
Study abroad statistics 2026 show that India remains one of the world’s leading sources of international students. According to the OECD International Migration Outlook 2025, India became the second-largest source of international students across OECD countries.
What Are The Best Countries to Study Abroad in 2027?
The best countries to study abroad 2027 include Canada, Australia, the United States, and the United Kingdom. These nations offer strong academics, clear work paths, and good living standards. They consistently rank as top study destinations for Indian students today.
Canada
Canada leads the list of popular study abroad countries right now. The country offers a reliable Post-Graduation Work Permit program.
You can easily gain local work experience after your studies. This experience directly supports your future permanent residency applications. Many students choose business, healthcare, and data analytics programs here.
United Kingdom
The UK provides good academic prestige and shorter degree programs. You can complete most master’s courses in just one year. This fast-track approach saves you significant tuition and living costs.
Plus, the Graduate Route visa lets you work for two years post-study. Employers globally respect the quality of British university education.
United States of America
The USA is one of the best countries to study abroad 2026 for STEM. The country has many highest-ranked universities with cutting-edge research facilities. The Optional Practical Training program allows valuable work experience.
Australia
Australia offers excellent education with a high quality of life. Universities there focus strongly on research and practical industry skills.
You enjoy a safe, multicultural environment during your studies. The government offers generous temporary graduate work visas. Nursing, information technology, and hospitality are highly sought-after fields.
Top Emerging Study Abroad Destinations in 2026
Indian students increasingly choose Europe and Asia over traditional western hubs today. These countries offer quality education, affordable tuition, and growing career opportunities for international students.
Germany
Germany is one of the most affordable study abroad countries. Public universities charge zero or very low tuition fees.
You receive world-class education in engineering and technology when you study in Germany. The government provides an eighteen-month job seeker visa after graduation. This allows ample time to secure a related career.
France
France actively expands its English-taught programs for international learners. The country provides world-class education in business and luxury brand management.
The government allows a two-year post-study work visa for master’s graduates. And since France is part of the Schengen Area, you gain access to the broader European job market easily.
South Korea
South Korea emerges as a top choice among abroad destinations 2026-27. The nation leads globally in artificial intelligence, robotics, and biotechnology fields.
United Arab Emirates
Dubai offers premium global education right near your home country. International universities operate massive branch campuses throughout the UAE today. You can find many top-tier study modern business, aviation, and digital marketing programs.
Plus, the government constantly improves long-term residency options for skilled graduates. Tax-free salaries also make this region an intelligent financial choice.
What is The Eligibility Criteria for Study Abroad in 2027?
The eligibility criteria for study abroad depend on your academic history and language skills. Universities require consistent grades, strong entrance test scores, and clear financial proof. They also review your statement of purpose and recommendation letters closely.
Academic Qualifications
Your past grades form the foundation of your application. The minimum percentage for study abroad varies across different programs and countries.
But that’s not the final word. You can successfully study abroad with low CGPA if you build a strong overall profile. Admission committees value real-world internships, research projects, and relevant work experience as well.
English Language Proficiency
You must prove your English communication skills before admission. Most institutions require standardized tests like IELTS, TOEFL, or PTE for non-native speakers. Your target score depends entirely on the specific university and course level.
Standardized Tests
Graduate courses may ask for GRE or GMAT scores. Medical and law programs can have separate admission tests.
Financial Proof
Students must show they can cover tuition fees and living expenses. Countries often require bank statements, education loan documents, or scholarship proof during the visa process.
How to Choose Country, Course & University?
First of all, you need to have clear career goals. Select your course first before looking at countries or universities. You should start the research process at least eighteen months early.
Check out how to choose university abroad:
Balance Your Country vs Course Selection
The country vs course selection dilemma resolves quickly when you analyze local job markets. You should pick a country that actively hires graduates in your chosen field. Specialized programs in smaller universities often yield better career results than general degrees.
Shortlist The Right Universities
You need a clear method when evaluating global institutions for your applications. So, how to shortlist universities abroad?
Here’s an approach that works: divide each university into dream, target, and safe categories.
You should apply to two or three institutions within each distinct category. This balanced approach protects your chances while keeping your highest aspirations alive.
Evaluate University Rankings
Next comes the most important question: how to choose universities abroad?
Well, ranking tables are a solid spot to start. But you must read them carefully. The best university ranking factors are graduate employability, faculty research output, and student satisfaction. And you should look specifically at subject rankings rather than overall institution ranks.
Review Real Costs and Work Rules
Every destination offers completely different post-study work regulations. You must calculate the total living expenses alongside your tuition fees to make sure that everything stays manageable.
Study Abroad Planning Guide 2027: How to Plan Your Study Abroad Journey?
A clear study abroad planning guide 2027 helps you stay organized from research to departure. Breaking the process into a timeline and a checklist reduces last minute stress and keeps every important task on track.
Study Abroad Timeline: When To Start Study Abroad Process?
The ideal time is 12 to 18 months before your preferred intake. This gives you enough time for research, applications, scholarships, and visa processing.
Phase
Study Abroad Timeline
Action Required
Initial Research
15-18 Months Prior
Compare courses, universities, and target countries carefully.
Test Preparation
12-14 Months Prior
Book and complete required language and aptitude exams.
Application Prep
10-12 Months Prior
Write essays and contact professors for recommendations.
Submissions
8-10 Months Prior
Pay application fees and submit all required forms.
Final Decisions
4-6 Months Prior
Accept your best offer and begin visa paperwork.
Practical Preparation Checklist
You should arrange the funds, accommodation, flight tickets, and insurance before you reach the country.
Confirm your university admission.
Accept the offer before the deadline.
Apply for your student visa.
Arrange accommodation.
Book your flight tickets.
Purchase health or travel insurance.
Open an international bank account if needed.
Carry enough local currency for initial expenses.
Keep digital and printed copies of important documents.
Check baggage rules before packing.
Learn basic local laws and cultural practices.
Save emergency contacts and university support numbers.
Study Abroad Admission Process: How To Study Abroad in 2027?
The study abroad admission process requires careful planning twelve to eighteen months before your target intake. You must research universities, prepare standardized tests, and submit strong personal documents early.
Have a look at how to manage the university application process abroad:
Step 1: Shortlist Your Best Options
You must begin the university application process abroad by filtering your ideal courses and countries. Do not rely entirely on general university rankings for your final choice. Look specifically at program curriculum, faculty expertise, and post-study work opportunities.
Step 2: Take Required Tests Early
Most international universities require proof of your English language skills before admission. You should book your IELTS, TOEFL, or PTE exams several months in advance.
Certain technical or business programs also demand GRE or GMAT scores. Preparing early allows you enough time to retake tests if necessary.
Step 3: Prepare Your Core Documents
Gather all paperwork you need to prove the eligibility criteria. On top of that, you can also submit SOP and LOR for study abroad to improve your profile. Arrange them as early as possible to avoid any last-minute delays.
Step 4: Submit Applications on Time
You must track all application deadlines 2027 clearly on a central calendar. Try to submit your applications at least a month before the final cut-off date.
Step 5: Accept Offers and Apply for Visa
You will receive conditional or unconditional offer letters after successful university reviews. Pay the required tuition deposit once you get it.
This payment allows you to start your final student visa application smoothly. Arrange your financial proof documents exactly as the immigration department requires.
What Documents Are Required for Study Abroad?
The documents required for study abroad include your passport, transcripts, test scores, and bank statements.
Valid passport with sufficient validity.
University admission letter or offer letter.
Academic transcripts and mark sheets.
Degree or provisional certificate, if applicable.
English language test scores such as IELTS, TOEFL, or PTE.
GRE, GMAT, or other entrance test scores, if required.
Statement of Purpose (SOP).
Letters of Recommendation (LORs).
Updated resume or CV for selected programs.
Passport size photographs that meet visa requirements.
Student visa application form.
Visa appointment confirmation.
Proof of accommodation.
Health or travel insurance documents.
Medical examination or vaccination records, if required.
Financial documents for visa such as bank statements, education loan approval, scholarship letters, or sponsor documents.
Tuition fee payment receipt, if applicable.
Flight booking details, if required by the destination country.
English Language Tests for Study Abroad: What Are The IELTS TOEFL PTE Requirements 2026?
Program Level
IELTS Requirement
TOEFL iBT Requirement
PTE Academic Requirement
Diploma & Foundation
5.5 Overall
46 – 59
42 – 49
Undergraduate Degrees
6.0 Overall
60 – 78
50 – 57
Postgraduate Degrees
6.5 Overall
79 – 93
58 – 65
Top Tier Universities
7.0 or higher
94 or higher
66 or higher
How AI Is Changing Study Abroad?
The influence of AI in study abroad 2027 is visible everywhere, right from course selection to visa application. You can use smart software to find courses, write essays, and verify documents accurately.
Check out the latest AI study abroad trends in 2026:
Smarter University Shortlisting
Many AI university shortlisting tools can recommend universities based on your academic profile, budget, preferred country, and career goals. You can easily compare the main options.
Better Application Support
AI tools let students organize application tasks. They can also summarize university requirements and suggest missing information before submission.
SOP Writing Assistance
Many students now use AI SOP writing tools to improve grammar, structure, and clarity. These tools should only support your writing. Your experiences and goals should always remain original.
Document Review
AI can review uploaded documents and highlight missing information or formatting issues. Some platforms also support AI visa document checks before students submit their applications.
Scholarship Research
AI tools can match students with scholarships based on their academic profile and chosen destination. This reduces the time spent searching across multiple websites.
Faster Answers to Common Questions
AI chatbots can answer common questions about admissions, visa requirements, tuition fees, and application steps. Yet, students should still confirm important information through official websites.
Cost of Studying Abroad And Financial Planning
The cost of studying abroad 2026 depends on your destination, university, and lifestyle. Planning your budget early helps you manage expenses with fewer surprises.
Tuition Fees by Country
Check out the average range of tuition fees by country as per QS reports:
Country
Annual Average Tuition Fee
USA
$26,290 – $35,830
France
€2,770 ($3,100) – €3,770 ($4,240)
Ireland
€4,000 ($4,700) – €9,750 ($11,400)
United Kingdom
£11,000 ($14,440) – 32,000 ($42,000)
Germany
Free at Public Universities
Cost of Living Abroad
According to Numbeo, the cost of living in the main study abroad destinations is as follows:
Country
Monthly Cost of Living
USA
₹113,593
Australia
₹1,07,452
Canada
₹98,158
United Kingdom
₹1,07,405
Germany
₹1,10,402
Is Studying Abroad Worth the Cost?
Yes, for many students, study abroad ROI 2026 can be worthwhile when the course matches clear career goals and financial planning. The value depends on your university, field of study, tuition costs, and future earning potential.
You should:
Compare the cost vs career outcome before choosing a course.
Check graduate employment rates and average salaries.
Consider scholarships to reduce your overall expenses.
Review post-study work opportunities in your chosen country.
Estimate your expected return on investment study abroad before applying.
So, is study abroad worth it? Yes, if planned well with clear academic goals.
What Are The Study Abroad Scholarships for Indian Students?
Study abroad scholarships for Indian students can reduce tuition fees and living expenses to a great extent. Universities, governments, and private organizations offer scholarships based on academic merit, financial need, or specific eligibility criteria.
Check out the main fully funded scholarships 2026 for study abroad:
Scholarship Name
Eligibility
Benefits
Chevening Scholarship (UK)
Need two years of work experience and an undergraduate degree.
Covers full tuition, living allowance, and flights
Fulbright-Nehru Master’s (USA)
Merit scholarships require a bachelor’s degree with 55% and 3 years of experience.
Provides tuition, living costs, air travel, and health coverage.
Inlaks Shivdasani Scholarship
You must reside in India and hold a minimum of 65% academic grade.
Covers tuition, living costs, and travel up to USD 120,000
Government of Ireland International Education Scholarship
One of the best government scholarships for study abroad that welcomes high-performing international students
Full tuition waiver and annual stipend
What Are The Best Banks for Education Loans for Study Abroad?
The best banks for student loans are State Bank of India (SBI), ICICI Bank, and HDFC Bank. Most of these offer flexible collateral-free education loan choices.
Financial Institution
Study Abroad Interest Rate
State Bank of India (SBI)
8.65% to 9.40% p.a.
ICICI Bank
9.00% (Secured) and 10.25% (Unsecured)
HDFC Credilla
Starts from 9.95% p.a.
When selecting the education loan for study abroad, you must also carefully weigh an NBFC vs bank loan before applying.
Feature
Bank Loan
NBFC Loan
Speed
Takes weeks
Very fast (days)
Interest Rate
Generally lower
Higher
Collateral
Mostly needed
Highly flexible
Accommodation for International Students: What You Need to Know
Accommodation for international students mainly includes on-campus and off-campus housing. On-campus housing suits students who want convenience and campus life. Off-campus housing offers more independence and flexible living options.
Have a look at a detailed comparison between on-campus vs off-campus housing:
Option
Best For
Pros
Cons
On-Campus Housing
First-year and international students
Close to classes, easier to build friendships, utilities often included
Limited availability and fixed rules
Off-Campus Hosting
Students seeking flexibility
More housing choices, shared rentals can reduce the cost of living, greater independence
Longer commute and separate utility costs
Common Challenges and Solutions: What Are the Main Study Abroad Challenges for Indian Students?
The main study abroad challenges for Indian students are adapting to a new culture, managing expenses, and living away from home. You should plan ahead and use university support services to solve these issues.
Challenge
Solution
Culture shock abroad
Join student clubs and campus activities to adjust faster.
Homesickness
Join student clubs and campus activities to adjust faster.
Financial Budgeting
Track your daily expenses and apply for local part-time campus jobs.
Why Overseas Education Consultants Matter?
Independent research builds basic knowledge. But professionals provide crucial university connections. They can guide you in choosing the right university, completing applications, and avoiding common mistakes through free study abroad counselling sessions.
So, how to choose a study abroad consultant? Let’s check it out:
Check their success rate and student reviews
Confirm partnerships with recognized universities
Make sure that you know all service charges before signing
Choose consultants who recommend universities based on your profile, not commissions
Post-Study Work Visa And Career Opportunities After Studying Abroad in 2026
A post-study work visa 2027 lets international graduates stay and work after completing their studies. The duration and eligibility vary by country:
Country
Post-Study Visa (Duration)
Main Career Opportunities
PR Pathway Details
Canada
PGWP Canada (1 to 3 Years)
IT, healthcare, engineering, finance, business
You can typically apply for PR after two working years
You need 5 years of continuous time on a Skilled Worker visa
Germany
Job Seeker Visa (18 months)
Engineering, manufacturing, IT, research
You qualify for permanent residency after working for three years.
5 Expert Study Abroad Tips in 2027
Some of the best study abroad tips 2027 are to focus on early planning and realistic budgeting. You must research your exact career goals before selecting any university.
Have a look at some quality first-time study abroad advice:
Manage Finances Proactively
Secure your funding sources twelve months before your intake. Never assume you can easily cover tuition with random part-time jobs. You must calculate all hidden living costs properly before accepting any university offer.
Stay Organized Early
Build a strict timeline for all exams and university deadlines. You must prepare your academic transcripts and valid passports well in advance. Do not rush your final visa paperwork during peak application seasons.
Master Daily Life Skills
Get used to cooking basic meals before you leave your home country. Managing household chores independently saves you significant money every single month.
Create Local Networks
You should attend every campus orientation event during your very first week abroad. And if possible, connect with your senior international students as well. Active networking opens doors to part-time jobs and local housing leads.
Frequently Asked Questions (FAQs)
1. Which country is best for Indian students to study abroad in 2027?
Germany, Canada, and Ireland currently are the top choices due to good post-study work rules. The best destination depends entirely on your specific course and long-term career goals.
2. When should I start planning to study abroad?
You must begin your research eighteen to twenty-four months before your target enrollment date. Early planning gives you enough time to prepare for tests and secure major scholarships.
3. Which English language test should I take?
Universities globally accept IELTS and TOEFL for almost all their academic programs today. You should verify your target university’s specific requirements before booking any language exam.
4. What are the latest trends for students of India going abroad for study?
The biggest study abroad trends for Indian students in 2026-2027 include exploring new destinations beyond the traditional Big Four, focusing on career outcomes, comparing visa policies, and using AI tools for university research and applications.
How The Chopras Helps
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When you delete your User Submissions, they will be removed from the Service. However, you understand that any removed User Submissions may persist in backup copies for a reasonable period of time (but following removal will not be shared with others) or may remain with users who have previously accessed or downloaded your User Submissions.
Rules and Conduct
As a condition of use, you promise not to use the Service for any purpose that is prohibited by these Terms of Use. You are responsible for all of your activity in connection with the Service.
Additionally, you shall abide by all applicable local, state, national and international laws and regulations and, if you represent a business, any advertising, marketing, privacy, or other self-regulatory code(s) applicable to your industry.
By way of example, and not as a limitation, you shall not (and shall not permit any third party to) either (a)take any action or (b)upload, download, post, submit or otherwise distribute or facilitate distribution of any Content on or through the Service, including without limitation any User Submission, that:
belongs to another person and to which the user does not have any right;
is defamatory, obscene, pornographic, pedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
is harmful to a minor;
infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.
Our grievance / nodal officer may be contacted at:
The Chopras Global Holdings PTE Ltd
192 Waterloo Street,
Skyline Building,
#04-03,
Singapore - 187966
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, 192 Waterloo Street, #04-03, Skyline Building, Singapore 187966; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
